AXA UK Car and Home Reviews 

30,177
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 2,788 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently point to the user-friendly website, noting how wonderfully simple it is to navigate online portals, complete new quotes, and seamlessly manage policy details without facing annoying administrative fees. People also appreciate the highly competitive pricing and professional staff members who consistently provide a remarkably smooth, efficient, and thoughtful service. However, some people mentioned frustrating issues with unexpected price hikes and steep renewal offers after the first year. Some reviewers were not happy with the breakdown assistance, describing poor support and significant difficulties when trying to resolve claims or get timely help.

What people talk about most

Price

Clients share positive opinions on price, describing quotes as fair, competitive, and less expensive than... See more

Service

Users describe positive interactions with service, highlighting a swift, friendly, straightforward and... See more

User experience

Customers consistently note positive experiences with user experience, highlighting that the platform is... See more

Website

People report positive experiences with website, finding the online platform easy to navigate and simple to... See more

Staff

Consumers find staff to be positive, professional, and exceptionally helpful during phone calls and queries.... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I’ve been with AXA for many years, and overall I’ve been very happy with their service. However, I do have one concern. I believe loyal, long-term customers should be treated much better. Instead of i... See more

Company replied

Rated 5 out of 5 stars

Axa made it very easy on line to remove my private plate prior to purchasing my new car. Then when collecting the new vehicle I was able to quickly swap the policy to my new car and then when the V5 a... See more

Company replied

Rated 5 out of 5 stars

They were so understanding. My husband died recently and I explained to Axa that I would be taking over the account, they were so professional, explained everything about the insurance to me and made... See more

Company replied

Rated 5 out of 5 stars

Needed new home insurance after my existing insurer's quote inexplicably tripled. Had a look at some comparison websites where all quotes were still normal but preferred a known brand so went with AXA... See more

Company replied


Company details

  1. Insurance Agency
  2. Auto Insurance Agency
  3. Business Insurance Company
  4. Home Insurance Agency
  5. Insurance Company
  6. Landlord Insurance Company
  7. Travel Insurance Company

About AXA UK Car and Home

Written by the company

Welcome!

AXA offers 5-star Defaqto rated car and home insurance, health and life insurance, plus cover for businesses, landlords and vans.

We believe that your insurer should make life easier whether you need to claim or not.

Get a quote

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

30K reviews

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4.4

All reviews

(30,177)

2,560 reviews in the last 12 months

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Rated 1 out of 5 stars

Always find ways to get out of paying

Typical, Typical, Typical. They always fall short when having to pay out.

As of today, it’s been 6 weeks since I made the initial claim call.

One of a few items lost was my Iphone.

Of course I had to get a new iphone immediately after losing it, knowing they would cover the cost. They didn’t.

Upon settlement they notified me they could get the iphone £200 cheaper. but who would have waited 6 weeks without a phone? No one.

I asked the file officier ‘Would you wait 6 weeks for your insurance company to give you an iphone, or would you buy a new iphone the day after losing it’ ‘Sorry sir, i can’t answer that’. Yes because Im right and you’re getting out of paying.

Don’t use this company.

August 10, 2026
Unprompted review
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi.

Thanks for taking the time to leave your review.

I'm really sorry to hear about what happened. If you do need any help, please reply to our request for further details.

Thanks
Sean
AXA Customer Service Team

Rated 5 out of 5 stars

Home Contents Insurance

AXA UK’s website was easy to use. All the info I needed was explained. The cost of my Home Contents Insurance was fair, covering everything I wanted. I would recommend them.

July 29, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Brenda,

We love to see feedback like yours - thanks for letting us know.

It's great to hear that you found our website easy to use and that the information provided was clear.

Thanks for choosing us!

Nicola
AXA Customer Service Team

Rated 1 out of 5 stars

No Response to Communications by Car Claims Department

My focus is on the competences and culture of the Car Claims Department of AXA Insurance. I was involved in a collision with a racing cyclist on a roundabout, the cyclist correctly claiming that collision was on the side of my car, later claiming that I caught him up and hit him from behind, sustaining mouth injuries and a broken finger, then claiming compensation. An AXA Body Injury Claims Advisor sent an agent to me who worked from home and after gathering information from me, prematurely tried to press me into signing an Affidavit on his laptop. My subsequent communications were ignored. Thereafter AXA Car Claims become involved, but consistently failed over many months to answer my email and telephone communications. AXA Car Claims also did not respond to a claim from the solicitors of the cyclist for compensation for over 2 years, who then had to charge me to defend my self in court in order to make progress. Whereas the cyclist was fit enough to stand on the pavement and speak with me in a friendly manner, the claim against me was for a rediculas £100,000, including for loss of libido, £4,000 for gratuitous care, £5,000 for “Other.”An excellent litigation solicitor was appointed by AXA Car Claims who investigated and produced a sound Defence Statement, intended for negotiation, which I signed. However, the investigating solicitors received instructions from AXA Car Claims to settle without further delay and the £100,000 was paid, to my great dismay.

Having been asked by AXA Customer Services to provide more detail, I say as follows:

The primary object of my review was to bring to the attention of higher level AXA management the culture and practices of the Car Claims Department. In particular the lack of communication, in the hope of an investigation leading to an improved customer service.

My Case Reference Number is 200-046-9691. This should contain many of my emails which were not answered together with documentation such as my own Defence Statement and the report of a Consulting Automotive Engineer and Road Traffic Accident Investigator.

I could convey pages of detail, which would not be appropriate for this platform owing to its length, but I would be happy to submit further detail to customer services direct if asked to do so.

June 1, 2026
Unprompted review
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Geoff.

Thanks for taking the time to leave your review.

I'm really sorry to hear about what happened. If you do need any help, please reply to our request for further details.

Thanks
Lucy
AXA Customer Service Team

Rated 3 out of 5 stars

Hard work as I was calling on behalf of…

Hard work as I was calling on behalf of a 91 year-old man who was with me at the time of the phone call but the rules and regulations were too tight and it was hard to sort out his renewal, we got there in the end. It was a very stressful hour.

June 18, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Louise.

Thanks for taking the time to leave us a review.

I'm sorry that it took some time to sort out the renewal on behalf of the policyholder. It's very important that we have rules and regulations in place for the security and safety of our customers.

Thanks
Lucy
AXA Customer Service Team

Rated 5 out of 5 stars

Car Insurace

Arranged car insurance, very easily. Very easy to follow instructions and satisfied with outcome

July 29, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Gurnam,

We are so glad to hear that it was very easy to setup a new policy online. Thank you for the positive feedback.

Hope you enjoy your day!

Keyrthigan
AXA Customer Service Team

Rated 5 out of 5 stars

AXA have been very helpful throughout 👏

AXA have been very helpful throughout 👏

August 5, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Bob

Thanks for leaving us feedback.

We're pleased to hear that you found our assistance helpful.

Have a great day.

Zach
AXA Customer Service Team

Rated 5 out of 5 stars

Helpful and efficient

Helpful and efficient

July 10, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Robert,

Thanks for leaving us feedback, I'm glad to hear you found us helpful and efficient.

Have a great day.

Zach
AXA Customer Service Team

Rated 1 out of 5 stars

Poor customer service and responses to…

Poor customer service and responses to queries, not addressing key issues.
Unclear about NCD and mis-sold product.

July 29, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Matt,

Thanks for leaving us feedback and I'm really sorry to hear about the poor experience you've had with us so far.

I can see that a complaint has already been logged for you regarding this so I'll add this to your complaint.

Thanks,
Zach
AXA Customer Service Team

Rated 4 out of 5 stars

Price was competitive

Price was competitive and not very increased from previously

June 21, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello John,

Thanks for leaving us feedback, its good to hear we've been competitive.

Have a great day.
Zach
AXA Customer Service Team

Rated 1 out of 5 stars

This company is a scam

This company is a scam. They make you suffer and are trained to give you psycological suffering and financial loss

August 4, 2026
Unprompted review
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi

Thank you for leaving a review and I'm sorry that it's not been a positive experience. I've sent a request for more information so I can take a closer look into this for you.

Lesley
AXA Customer Service Team

Rated 1 out of 5 stars

I will never use this company again

I will never use this company again, bad communication and they use repairers who dont seem in any hurry to complete the repairs.I started the claim on the 10th June the motorhome was eventually picked up on the 29th June they seem to somehow lose the van for two weeks and it was finally delivered to the repairers on the 15/16 July. After no communication I phoned and was told the repairs are down to be completed on the 23rd July after again no communication I phoned on the 23rd and was told they are waiting for the replacement window to come in ,then I receive a message the window has been ordered and it will take 6 to 10 days may be sooner. On the 30th I needed somethings from the motorhome ( not expecting the repair would take so long )and then was told the van was in the workshop and I could not go to it although the receptionist did offer to look for what I wanted, and was told they are also waiting for the motif and window so it looks like they are now finally started work on the body repair

June 10, 2026
Unprompted review
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Terry,

Thanks for leaving us a review. I'm sorry to hear of the experience you've had. So that we can get this passed to the relevant team, we've requested some more information.

We hope to hear from you,
Kennedy,
AXA Customer Service Team

Rated 4 out of 5 stars
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Wai Lun,

Thank you for leaving your feedback.

If you need further help with your query, select the Menu button in your online account, then 'Get Help'.

From here, select the Home Insurance option and then follow the pages from the Contact Us page. You can send us an online contact form.

George
AXA Team

Rated 3 out of 5 stars

I altered the car type.

I altered my cover with change of car.I received a warning letter from the police saying I was not insured.You had my money I had not confirmed the transaction,next page.
Why as you had my money for sometime did you not make contact.

July 30, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Alastair,

Thanks for leaving us this feedback.

I'm terribly sorry for this inconvenience. I have followed this up with you over email.

Please watch out for my contact.

George
AXA Team

Rated 5 out of 5 stars

It was simple to make the change I…

It was simple to make the change I needed and because it was on line there was no charge

July 29, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Mr Cooper,

Thanks so much for leaving such lovely feedback.

We're very glad to hear you were happy with the online service.

George
AXA Team

Rated 1 out of 5 stars

Beware before using

Having had issues with this company this week regarding a breakdown that was handled in anappalling way today I had to speak with them regarding my new renewal. This I cannot understand. I removed a second driver from the policy and my breakdown cover due to the bad service I got when I broke down. I had already had a renewal cost and to my surprise by taking the driver and breakdown off I was told by the advisor it put the cost up instead of down as one was the costly breakdown. What a company. Just be aware of how they operate. No worth dealing with.

July 31, 2026
Unprompted review
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Barry

Thank you for taking the time to leave a review and we're sorry that this hasn't been a positive experience for you. We've asked for some additional details so we can take a closer look into this for you.

Katie
AXA Customer Service

Rated 4 out of 5 stars
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Patrick

Thank you for your feedback. We're so pleased to hear that you found our service to be both quick and helpful. We appreciate you taking the time to share your positive experience.

Katie
AXA Customer Service Team

Rated 5 out of 5 stars

Easy to use online service

Easy to use online service

July 28, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Haydar

Thank you for taking the time to leave us a review. We're really glad to hear that you found our online service easy to use. We appreciate your positive feedback!

Katie
AXA Customer Service Team

Rated 5 out of 5 stars

Don't worry.

How easy it was to use. The lady was very personable and she managed to talk me through changing my car very quickly and efficiently.

July 29, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello John

We're delighted to hear that our team made the process of changing your car so quick and efficient. It's wonderful to know you had such a positive experience.

Thank you for your feedback and we hope you have a lovely day!

Katie
AXA Customer Service Team

Rated 5 out of 5 stars

GOOD

Excellent 👍

July 31, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello David

Thank you for taking the time to leave us a review. We're really glad to hear about your positive experience and we appreciate your lovely feedback!

Katie
AXA Customer Service Team

Rated 5 out of 5 stars

Changing car

I was changing car and updating the details, was easy to navigate

July 23, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Avril

Thanks for taking the time to leave us a review!

We're really pleased to hear that updating your car details was easy to navigate and a smooth process for you.

Katie
AXA Customer Service Team

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