AXA UK Car and Home Reviews 

30,177
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 2,788 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently point to the user-friendly website, noting how wonderfully simple it is to navigate online portals, complete new quotes, and seamlessly manage policy details without facing annoying administrative fees. People also appreciate the highly competitive pricing and professional staff members who consistently provide a remarkably smooth, efficient, and thoughtful service. However, some people mentioned frustrating issues with unexpected price hikes and steep renewal offers after the first year. Some reviewers were not happy with the breakdown assistance, describing poor support and significant difficulties when trying to resolve claims or get timely help.

What people talk about most

Price

Clients share positive opinions on price, describing quotes as fair, competitive, and less expensive than... See more

Service

Users describe positive interactions with service, highlighting a swift, friendly, straightforward and... See more

User experience

Customers consistently note positive experiences with user experience, highlighting that the platform is... See more

Website

People report positive experiences with website, finding the online platform easy to navigate and simple to... See more

Staff

Consumers find staff to be positive, professional, and exceptionally helpful during phone calls and queries.... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I’ve been with AXA for many years, and overall I’ve been very happy with their service. However, I do have one concern. I believe loyal, long-term customers should be treated much better. Instead of i... See more

Company replied

Rated 5 out of 5 stars

Axa made it very easy on line to remove my private plate prior to purchasing my new car. Then when collecting the new vehicle I was able to quickly swap the policy to my new car and then when the V5 a... See more

Company replied

Rated 5 out of 5 stars

They were so understanding. My husband died recently and I explained to Axa that I would be taking over the account, they were so professional, explained everything about the insurance to me and made... See more

Company replied

Rated 5 out of 5 stars

Needed new home insurance after my existing insurer's quote inexplicably tripled. Had a look at some comparison websites where all quotes were still normal but preferred a known brand so went with AXA... See more

Company replied


Company details

  1. Insurance Agency
  2. Auto Insurance Agency
  3. Business Insurance Company
  4. Home Insurance Agency
  5. Insurance Company
  6. Landlord Insurance Company
  7. Travel Insurance Company

About AXA UK Car and Home

Written by the company

Welcome!

AXA offers 5-star Defaqto rated car and home insurance, health and life insurance, plus cover for businesses, landlords and vans.

We believe that your insurer should make life easier whether you need to claim or not.

Get a quote

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

30K reviews

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4.4

All reviews

(30,177)

2,562 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Simple procedure to transfer insurance…

Simple procedure to transfer insurance to replacement car .

July 29, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Phil

We're happy to hear that transferring your insurance to your replacement car was a simple procedure. We appreciate your positive feedback!

Katie
AXA Customer Service Team

Rated 5 out of 5 stars

Easy to edit car insurance

Easy to edit car insurance. Thank you

July 27, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Marie

We are so glad to hear that editing your car insurance was easy for you. We appreciate your positive feedback!

Katie
AXA Customer Service Team

Rated 5 out of 5 stars

Took a while to get through to a person…

Took a while to get through to a person with a voice !!! But after speaking to your agent it was clear and helpful, First class and 5 stars

July 28, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Peter

We apologise that it took longer than expected to get through to us but we're so glad to hear that our team member provided clear and helpful assistance. We appreciate your patience and your kind words!

Katie
AXA Customer Service Team

Rated 3 out of 5 stars

Found it very difficult to speak to…

Found it very difficult to speak to anyone being a new customer would have liked to discuss things it was impossible.Also would have liked a hard copy as I have no printer.
So no communication to give personal critique
B.Price

July 21, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Barbara

Thank you for leaving a review and I'm very sorry to hear that you had trouble getting in contact with us.

Just so you know, the number for the Help Team is stated on your Policy Schedule document and there's also a live chat feature in your online account. I've sent an email with more details and we'll also be able to look at arranging the postal documents for you.

Katie
AXA Customer Service Team

Rated 5 out of 5 stars

Correct information

Correct information, simply described, fair price.

July 30, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Alan

We are delighted to hear that it was a straightforward process and that you were happy with the fair price. Thank you for sharing your positive feedback!

Katie
AXA Customer Service Team

Rated 5 out of 5 stars

I contacted the AXA call centre today.

I contacted the AXA call centre today.

The call was answered very swiftly by a knowledgeable agent, who provided the required information, and a link to access the section of the website I was enquiring about.

I then went on, and was able to book car insurance with AXA.

A swift, friendly, straightforward and professional service.

July 29, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Doug

We are so pleased to hear about your positive experience with our call centre and the ease of securing your car insurance.

It's wonderful to know that our agent was knowledgeable and that you found our service to be friendly and professional. Thank you for your review!

Katie
AXA Customer Service Team

Rated 2 out of 5 stars

Not easy to change your car insurence…

Not easy to change your car insurence adding another car to your policy i had cancelle one policy to insure my new car.

July 29, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Paul,

Thanks for leaving us feedback and I'm sorry to hear that you had some issues making changes.

We don't offer multi-car policies I'm afraid, we're only able to cover on vehicle at a time.

It's only possible to change the car on your policy, if you'd like to insure a second vehicle with us it would need to be on a separate policy.

I can see that you've spoke to us on the phone regarding this, our Help Team are always happy to help with any changes you need to make.

Thanks,
Zach
AXA Team

Rated 5 out of 5 stars

I find AXA so easy to deal with.I do…

I find AXA so easy to deal with.I do not use the online service always done by telephone and it is always explained fully and simply

July 29, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello there

We're so pleased to hear that you find dealing with us easy and that our telephone service consistently provides clear and simple explanations. Thank you for your kind words!

Katie
AXA Customer Service Team

Rated 5 out of 5 stars

Making Changes to my car insurance on…

Making Changes to my car insurance on the app was very easy to do. No stress and straight forward.

July 25, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Carol

We're so pleased to hear that making changes to your car insurance was such an easy and straightforward process. Thank you for sharing your positive experience!

Katie
AXA Customer Service Team

Rated 5 out of 5 stars

Excellent

Excellent service. Have house and now car insurance with them

July 30, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Jan

We're so happy you're pleased with our service for both your home and car insurance needs! Thank you for your kind words.

Katie
AXA Customer Service Team

Rated 1 out of 5 stars

They voided my home insurance policy…

They voided my home insurance policy over a genuine mistake I made, but the way they handled it was shocking. Instead of helping me correct the error or offering any reasonable solution, they immediately cancelled the policy and left me without cover. No guidance, no support, just a flat refusal. Very poor customer service.
What a bunch of Cowboys!!

Edit:
Oh, of course. The distinguished cowboys in suits have decided my review is “fake” unless I hand over my personal details. How tragic for them. Imagine needing customer data just to cope with a bit of criticism. Their excuses are so flimsy I’m surprised they haven’t blown away in the breeze. But sure, let’s pretend they’re running a serious operation and not a discount rodeo with Wi‑Fi. If they spent half as much effort fixing problems as they do whining about reviews, they might actually impress someone.
I mean, honestly, I don’t want anything to do with these cowboys. They’ve already shown exactly what they are, and the only thing they truly deserve is being exposed — loudly — for their nonsense. Voiding my home insurance policy over a genuine mistake and leaving me in a dangerous situation? Brilliant work. Imagine if my house had actually burned down — but hey, as long as they’re cashing in those monthly payments, who cares, right? These cowboys aren’t interested in protecting homes; they’re interested in protecting their bank balance. The moment a customer makes a claim, suddenly it’s a rodeo of excuses, loopholes, cancellations, and voided policies.Absolutely disgraceful behaviour — but sure, let’s pretend this is a “professional service” and not a Wild West money‑grab.

July 29, 2026
Unprompted review
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello,

I'm sorry to hear that you're unhappy with the service you've received.

I've requested more information from you so that we can look in to this properly and raise your concerns.

Lindsay
AXA Customer Service Team

Rated 1 out of 5 stars

AXA home insurance unscrupulous that's…being king AVOID

AXA home insurance unscrupulous that's being kind
they are all avoiding shysters
i insured my gadgets i take from the house IE laptop i iphone ipad did not do the laptop i leave in the house never take it out as it would be covered under items lower than £1500 not itemised everyday things TV desk top etc not on your life £500 AXA insurance policy will not pay the claim i will not ever ever use a AXA insurance again or broker HOME protect in this Case
I put home protect on trust pilot they contacted me saying we would like to help then just repeated a no to the claim smashed home laptop who in 2021 uses a decktop any one whos has had a AXA claim refused i would like to hear from them
AXA have come back saying they do it deal with their policies if they are sold through a gate keeper broker
So you should only deal direct do not use brokers It’s great hide behind by AXA. Another way of not dealing with the public buying their products
14/8/2026
The reaching out into fresh air did nothing it’s all about not paying out
I think I would have saved £10000 by not having contents insurance
The standards need to look at misleading insurance sales of AXA and their brokers

July 23, 2026
Unprompted review
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi David.

We only deal with AXA Direct home insurance and not Home Protect accounts.

It looks like you have already reached out to them, but if you require further help please contact them directly.

Take care.

Lindsay
AXA Customer Service Team.

Rated 4 out of 5 stars

Helpful staff

Very helpful and pleasant gentleman on the phone when I rang regarding some queries

July 21, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Janette,

We love to see feedback like yours - thank you so much!

So glad to hear our agent on the phone was so helpful.

Hope you have a fab day!

George
AXA Team

Rated 5 out of 5 stars

Website was so easy to follow

Website was so easy to follow, and it didn't take that long to sort out, better than a long phone call.

July 22, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Victor,

Thank you so much for your reply!

I'm very glad to hear that you found the website to be easy to follow - it is what we aim for!

It's great to have you on board.

George
AXA Team

Rated 1 out of 5 stars

Car out of action for weeks due to delays in repair

Found our car with the windscreen cracked yesterday. We put in a claim, and Axa's provider, Autoglass has told us it will be 3 weeks until it can be fixed, leaving us without a legally drivable car for that time. It's put us in a very difficult situation during the school holidays. Very poor service.

July 25, 2026
Unprompted review
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Henry,

I'm sorry to see you've not had a positive experience so far and I'd really like to help change this.

We are in no control over Autoglass and the timescales in which they are able to provide service however I can offer 2 other suppliers if you need assistance.

You can use either Auto Windscreens: 0800 587 6868 or National Windscreens: 0800 955 0108 or 01827 338830.

I have also requested some further information form you so we can look into this dissatisfaction further.

Thanks,

Sean
Lloyds Bank Motor Insurance

Rated 5 out of 5 stars

Made changes to my policy online

Made changes to my policy online, easy to do with no admin charges

July 20, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Nicholas,

We're delighted to hear that you found making changes to your policy online to be a straightforward process.

Thank you for your positive feedback.

Sean
AXA Customer Service Team

Rated 5 out of 5 stars

The Personal Touch

AXA do not as far as I'm aware advertise their services on the internet via comparison sites.
Being a traditional kind of person I prefer deling with people directly not via AI programmes.
I have dealt with members of staff who have always been professional but more importantly, human, giving me the feeling that I am an individual and my custom is appreciated that personal touch is vital and very sadly lacking in today's society.; Well done AXA and I will remain in your 'family' for the foreseeable future. DONT LOSE THE HUMAN TOUCH!

July 26, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Peter,

We truly appreciate you taking the time to share your positive experience. It's wonderful to hear that our team has consistently provided you with professional and human interactions, making you feel valued as an individual. We understand the importance of that personal touch and are committed to maintaining it. Thank you for your loyalty; we are delighted to have you as part of our family.

Sean
AXA Customer Service Team

Rated 5 out of 5 stars

Very easy website to use and…

Very easy website to use and competitive quote

July 25, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Jon,

We're delighted to hear that you found our website easy to use and our quote competitive. Thank you for sharing your positive experience!

Sean
AXA Customer Service Team

Rated 5 out of 5 stars

AXA you beauty

Great competitive price offered and from a well reputable company like AXA, could not be happier. One of the best if not the best. Website is extremely easy to use as well, so makes your life a lot easier when getting a quote.

July 23, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello,

Thank you for taking the time to share your positive experience with us! We are delighted to hear that you found our pricing competitive and our website easy to use. It's wonderful to know that we could make getting a quote a straightforward process for you.

Your feedback is greatly appreciated.

Gary
AXA Customer Service Team

Rated 5 out of 5 stars

First of all,saved £25 online as…

First of all,saved £25 online as advised by the automated system in the telephone..Easy..

July 17, 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Chris,

We're so pleased to hear that you found our online system easy to use and that you were able to save money. We appreciate you sharing your positive experience!

Lesley
AXA Customer Service Team

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