belairdirect Reviews 150

TrustScore 1.5 out of 5

1.3

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Review summary

Based on reviews, created with AI

Most reviewers were let down by their experience overall. Many customers expressed dissatisfaction with the service, citing issues with claims, constant price increases, and poor customer service. People found it difficult to contact the company, often experiencing long wait times and unhelpful representatives. Reviewers also noted discrepancies between initial price quotes and the final prices, which frequently increased significantly after commitment. Some customers also reported concerns regarding policy cancellations or coverage denials. However, a few other people also felt that the premiums were reasonable and that the service was efficient, especially when setting up a new policy or reporting an accident.

What people talk about most

Service

Consumers find service to be negative, with many expressing extreme disappointment and calling it the "worst... See more

Price

Customers consistently note negative experiences with price. Many reviewers report that initial quotes,... See more

Claim

People report negative experiences with claim. Many customers express dissatisfaction with the claims... See more

Customer service

Users describe negative interactions with customer service. Many customers report poor and unresponsive... See more

Customer communications

Customers consistently express frustration and dissatisfaction with contact experiences. Many reviewers... See more

Based on these reviews

Rated 1 out of 5 stars

After being a customer for years we made a claim. They entered the information into the system multiple times incorrectly. We have been trying to reach someone for over a week no response, always sa... See more

Rated 1 out of 5 stars

This companies claims about saving approximately $251.00 a year by using their Auto Merit Program is a very misleading statement. I have a 97% rating on Auto Merit yet my insurance actually went up $4... See more

Rated 1 out of 5 stars

Very disappointing experience. I was given a great quote, but once they finalized the insurance, the price jumped by almost $50 per month. After I signed, they called a week later saying I had to a... See more

Rated 1 out of 5 stars

I can’t get through on the phone listening to same robotic message every minute telling me “my call is important to us.” You can ask for call back but doesn’t work for me b/c waiting for important cal... See more


1.3

Bad

TrustScore 1.5 out of 5

150 reviews

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Rated 1 out of 5 stars

If I could give Belairdirect insurance…

If I could give Belairdirect insurance a ZERO I would. They are the worse company I've ever dealt with. At the moment I have been on hold for over an hour trying to cancel my house insurance policy. They are horrendous. I got cut off on two online chats before this. When we were evacuated due the forest fires last summer they took a week to get back to me and when they did they didn't do anything to. help us. I would recommend that you don't ever get any kind of insurance from these people. Worst customer service in my lifetime.

April 9, 2024
Unprompted review
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Rated 1 out of 5 stars

Belairdirect insurance.

Belairdirect insurance.
Worst insurance company ever.
Poor customer service. They offered me 25% of what my vehicle was worth. Then left the driver who was injured in the accident without a vehicle or way to get to physical therapy.
Still waiting almost a week now for supervisor to contact us.
CHEAP RATES MEANS CHEAT SERVICE

March 16, 2024
Unprompted review
Rated 1 out of 5 stars

A BIG Red Flag

MUSICIANS AND AMATEUR PHOTOGRAPHERS ALERT – RED FLAG! Worst insurance company in Canada; I have never seen such an incompetent company in this country. They are good at luring you through their ads, but when you contact them for a quote, they clearly demonstrate that they don't care about their customers (existing AND potential). Called for a quote for a small apartment without risk, without a claim in the past (we've been talking about NEVER a claim since I was born). And they refuse to insure you for a few cameras and a musical instrument used for PERSONAL USE. I will ensure everyone I know does NOT sign-up with this business.

January 15, 2024
Unprompted review
Rated 1 out of 5 stars

5 months to repair a bumper

I had a minor collision in July, 2023. Five months later my bumper still isn't fixed. First they told me there was a delay, I would have to wait two weeks. Then they sent me to the wrong appraisal centre. Then the adjuster went on vacation for three weeks. Then the garage they approved told me there were no parts. After four months of lies, I went to the dealer. The dealer said there was no lack of parts. The whole thing had been a lie. Belairdirect quarreled with the dealer to use after market parts. I wish I had read the reviews before choosing Belairdirect.

July 20, 2023
Unprompted review
Rated 1 out of 5 stars

NEVER GO WITH BELAIRDIRECT

YOU WILL BE INFLUENCED BY THEIR SALES REPRESENTATIVES TO REGISTER WITH THEIR SERVICES as they might be a little bit more competitive prices than other auto insurances - This is what has happened to me - I regret it big times for not viewing the reviews on here. I offer pre-authorized payments and 6 weeks prior to the end of my auto insurance, I contact the customer representatives 3 times and I declared to them that I do not wish to renew my auto insurance. They ignored me and they kept withdrawing their monthly payment from my bank account. So the last month, I contact my bank and put a STOP Payments. Belairdirect has charged me $40 banking fees plus taxes. Now I am escalating this issue to the consumer alert at CTV NEWS. It is probably the worst auto insurance in the country - all they care about is obtaining your money

July 15, 2023
Unprompted review
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Rated 1 out of 5 stars

Very poor service

My awful experience started beginning of April when my car was flooded. It's now been more than two month, and my file still hasn't had any update since day one. They started by saying my car was a total lost, then they would repair it, back to a total lost, and last I've heard they would finally repair. No one can give me a precise answer, each person I spoke to from BelairDirect are throwing the ball at each other. They have sent my car to a scrap yard without telling me, my car came back with multiple chips of paint missing, rust from scratches, indents in the car doors, etc. Such a loss of time trying to get answers, all while having to pay for my car which I don't have!

April 12, 2023
Unprompted review
Rated 1 out of 5 stars

Very poor experience

Very poor experience. Had my policy cancelled without notice, leaving me exposed to serious liability. Worst part was spending over an hour on the phone being transferred to every department with nobody being able to assist.

June 1, 2023
Unprompted review
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Rated 1 out of 5 stars

What should have been a quick claim

What should have been a quick claim, took over 3 and a half months. The adjuster was incompetent and never replied to messages until I called the call center and asked to escalate. It took two months of asking for an escalation to finally speak to a manager, who was useless anyhow. I had to constantly call to get the car rental extended and follow up with where things were at. It was only when I called to complain that the claim moved forward one more step. It was a clear total loss situation from the beginning, but they dropped the ball at following up every single step of the way. In the end, I got 'sorry, thank you for bringing this to our attention and it is a great coaching opportunity for us.'... what? Why am I doing their work? It caused me so much stress and anxiety. If you want anything done, you have to yell at them and threaten to go to the insurance board and ombudsman. It's the only way they move things along. I got my settlement finally, but I'm STILL waiting for the rest of my reimbursements almost a week later. In my escalation to customer service, I had requested a steep discount for my next car... they ignored me. They just do not care about the customers, or making things right. I will be changing insurance providers.

November 27, 2022
Unprompted review

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