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NOW Finance Reviews 

2,367
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 192 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being super friendly, helpful, and professional, making interactions pleasant and supportive. The service is frequently described as simple, easy, and straightforward, ensuring a smooth and stress-free process for many. People appreciate the excellent customer service, noting prompt communication and quick response times, which contributes to a highly positive user experience and fast turnaround. However, some people found the application process complicated, mentioning extensive information requests that felt intrusive or difficulty checking their own statements. A few customers also reported unhelpful staff interactions or dissatisfaction when their application was denied without clear reasons.

What people talk about most

Staff

Reviewers mention positive feedback about staff, consistently praising their professionalism, helpfulness,... See more

Service

People report positive experiences with service, highlighting excellent service, quick approval, and a... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting helpful, responsive, and... See more

User experience

Consumers find the user experience to be positive, with many describing the website and application process... See more

Response time

Reviewers highlight positive aspects of response time, with many customers praising the quick and prompt... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Staff are super friendly and extremely helpful. There was a slight system issue as I have a new last name due to marriage and it wouldn't link to my previous profile which a work around was sorted fas... See more

Company replied

Rated 5 out of 5 stars

I learned about the company through my credit score and applied online, but I couldn't finish. I called and was assisted by the most dedicated person I've ever met, her name was Mae. We talked for a... See more

Company replied

Rated 5 out of 5 stars

Second time using NOW Finance. Simple process, hassle free. Approved within one day. Darryl was great with communication and making the process very simple and easy. Money was released instantly to de... See more

Company replied

Rated 5 out of 5 stars

NOW Finance has been both patient and amazing in helping me secure and settle previous loans. The brokers I have dealt with have been super friendly and helpful. Would absolutely recommend their servi... See more

Company replied


Company details

  1. Non-Bank Financial Service

About NOW Finance

Written by the company

Personalised Lending Made Simple

NOW Finance is an Australian-owned non-bank lender helping Australians access simple, transparent finance. We offer competitive personal loans and car loans in Australia with flexible terms to support your goals.

Whether you’re buying a car, consolidating debt, renovating your home, or covering major expenses, our loans are designed to work around your life.

Check your personalised quote online in minutes without impacting your credit score, then complete your application quickly and securely.


Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142

Personal & Car Loans made simple

Written by the company

NOW Finance offers flexible personal loans and car loans designed to make borrowing straightforward.
Personal Loans: Enjoy fixed rates, flexible repayments, and no fees ever, so you always know exactly what you're paying.
Car Loans: Finance your next vehicle with clear upfront pricing, flexible loan terms and no ongoing or early repayment fees.
Check your personalised quote online in minutes and easily complete your online application straight from your phone.
Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142

A faster way to apply for a loan

Applying for a personal or car loan with NOW Finance is quick and straightforward:


- Check your personalised quote online

- Complete your application in minutes

- Manage everything digitally

From quote to conditional approval, the process is simple and convenient.

Get My Rate

Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142


Contact info

Promotion box for NOW Finance

Award-winning Personal & Car Loans

Get your personalised quote with no impact to your credit score.

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 83% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

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4.7

All reviews

(2,367)

194 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great Service

Great Service. Fast and friendly staff

June 18, 2026
NOW Finance logo

Reply from NOW Finance

Hi Emma, we’re glad you had such a good experience with our team. It’s great to hear the service was fast and our staff were friendly throughout.

Rated 5 out of 5 stars

Such an easy application process!!

Great to deal with. The whole process from application to settlement was super fast and the consultants were pleasant, courteous and prompt in their communications. The money was in my account the same day as application. Would definitely recommend them.

June 12, 2026
NOW Finance logo

Reply from NOW Finance

Thanks Crystal, it’s great to hear the whole process was smooth from application through to settlement. We’re glad the team kept communication prompt and courteous, and that the funds were in your account the same day.

Rated 5 out of 5 stars

Very easy process and a fair rate

Very easy process and a fair rate

June 1, 2026
NOW Finance logo

Reply from NOW Finance

Hi Timothy, thank you for taking the time to leave a 5-star review and for saying the process was very easy. It’s great to hear you felt the rate was fair as well.

Rated 5 out of 5 stars

Better then the big banks

I’m a working single mum, consistent pay and long term job and a good credit rating, the big banks said no, NOW finance said yes!
I’m so greatful, thank you!

June 5, 2026
NOW Finance logo

Reply from NOW Finance

Hi Jessica, thank you for the 5 star review. We’re really glad we could say yes when the big banks didn’t and help with an approval that suited your needs. If you ever need any support or have questions in the future, our team is here to help.

Rated 5 out of 5 stars

Customer service was well above…

Customer service was well above average. Quick to get a response and money was in my account that day.
Very happy

August 8, 2025
NOW Finance logo

Reply from NOW Finance

Hi Pinney Aaron, thanks for your 5 star review and kind words. I’m glad our customer service was above average for you and that you received your funds so quickly.

Rated 5 out of 5 stars

Very helpful right through the hole…

Very helpful right through the hole process and always in contact if there were any issues.

June 1, 2026
NOW Finance logo

Reply from NOW Finance

Hi Raymond, thank you for the 5-star review and for sharing your experience. I’m glad you found the process very helpful and appreciated our consistent communication whenever any issues came up.

Rated 5 out of 5 stars

Excellent service and quick approval

Excellent service and quick approval, highly recommended 👌

May 29, 2026
NOW Finance logo

Reply from NOW Finance

Hi Jodie, thanks for sharing your feedback and 5-star review. I’m glad the service met your expectations and that the approval was so quick. If you ever need anything in future, we’re here to help.

Rated 5 out of 5 stars

Easy to apply and easy to communicate…

Easy to apply and easy to communicate with. Quick response.

May 22, 2026
NOW Finance logo

Reply from NOW Finance

Hi Marisa, thank you for sharing that you found the process easy to apply and communicate with, and that our responses were quick. We’re glad the simplicity and speed worked well for you.

Rated 5 out of 5 stars

Team was very helpful and easy to deal…

Team was very helpful and easy to deal with

May 19, 2026
NOW Finance logo

Reply from NOW Finance

Kenneth, thank you for your 5 star review and kind words. I’m glad the team was very helpful and easy to deal with, and that the process felt straightforward for you.

Rated 5 out of 5 stars

What my experience with Now Finance was…

What my experience with Now Finance was very informative, very helpful and friendly staff

May 18, 2026
NOW Finance logo

Reply from NOW Finance

Hi Jessie, thank you for sharing your experience with Now Finance. I’m glad you found the process informative and our team helpful and friendly.

Rated 5 out of 5 stars

The manner which the agent/contact made…

The manner which the agent/contact made clear questions and what was needed to assist me

May 12, 2026
NOW Finance logo

Reply from NOW Finance

Hi Joseph, thank you for your 5-star review and for noting how clearly the agent explained the questions and what was needed to assist you.

Rated 5 out of 5 stars

Absolutely great experience with NOW

Absolutely great experience with NOW. Helpful, quick in response time. Professional and a great service! Thank you

August 13, 2025
NOW Finance logo

Reply from NOW Finance

Hi Sally, thank you for sharing such a positive 5-star review of your experience with NOW. I’m glad you found the team helpful, professional and quick to respond, and that the overall service worked well for you.

Rated 5 out of 5 stars

Absolutely amazing to deal with if I…

Absolutely amazing to deal with if I could I would give 10 stars.

May 12, 2026
NOW Finance logo

Reply from NOW Finance

Hi Terence, thank you for the amazing feedback and 5-star rating. It means a lot that you found us so good to deal with that you’d give 10 stars if you could!

Rated 1 out of 5 stars

Not good to deal with when applying for…

Not good to deal with when applying for a loan,very complicated.
They try to justify it by saying they are complying with responsible lending.
I have had 3 loans with them and they do not take that into consideration.
I put down my base wage,and the agent wanted me to explain why my bank deposits say I earn more.
And they have a personal loan for education but for yourself only,not to help your children out.

May 7, 2026
Unprompted review

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