Oxbury Bank Plc Reviews 1,506

TrustScore 4.5 out of 5

4.5

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the ease and straightforwardness of opening an account, often noting the quick setup process. Many appreciate the competitive interest rates, which are often described as market-leading and a key reason for choosing the company. The website and app are generally praised for being user-friendly, intuitive, and easy to navigate, with clear instructions and information. However, some people were dissatisfied with certain aspects of the service, particularly regarding security procedures and app functionality. A few users found the security measures overly complex or had difficulty accessing their accounts, especially when dealing with phone changes or a preference for desktop banking without app reliance. There were also occasional mentions of the app being clunky or issues with verifying identity, leading to frustration for a minority of customers.

What people talk about most

User experience

People report positive experiences with user experience, often praising the simple, straightforward, and... See more

Price

Consumers generally find the interest rates to be positive, with many praising them as competitive and often... See more

Website

Reviewers mention positive feedback about the website, highlighting its ease of use and navigation. Many... See more

Application

Clients share positive opinions on the app, with many finding it easy to use and navigate, highlighting its... See more

Service

Customers consistently note ambiguous experiences with service. Some reviewers praise the high-quality... See more

Based on these reviews

Rated 4 out of 5 stars

Little bit over zealous and over-complicated with the security procedures to access the account. Can only pay in from ONE account (tried a £1 TEST PAYMENT but it was refused as was from my wife and I... See more

Rated 4 out of 5 stars

I'm not particularly techno savvy and got a little confused with accessing my account. Having sussed it out eventually I thought what a good way to do it, you can't be to careful with all these scamm... See more

Rated 5 out of 5 stars

Picked up the recommendation for the product I chose from MSE web page. (6 mth Fixed Term Bond - good rate of interest for my deposit). Process of opening my account was easy and straightforward. R... See more

Rated 5 out of 5 stars

I had difficulty logging into my savings account as my phone was professionally cleaned. Initially, I was informed by email that it would take five working business days to issue a new code. I was not... See more


Company details

  1. Bank
  2. Agricultural Association

About Oxbury Bank Plc

Written by the company

Oxbury Bank was founded to provide the food and farming industries with the funding and support that they need. We are extremely positive about the future of agriculture and the opportunities available for the sector.

Every pound saved with Oxbury goes to help farmers and the wider market produce food, preserve the countryside and deliver a positive impact to the rural economy. We’re a bank that wants to see farming businesses thrive, together we can make that happen.

For most banks, farming is only a small part of their business. At Oxbury, it is what we do.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
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1-star

Replied to 94% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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Rated 5 out of 5 stars

Very impressed

Very impressed that within minutes of setting up an account I recived an acknowledgement that my first bank transfer had been received.
I was then given clear instructions on how to install the Oxbury app.

November 19, 2025
Unprompted review
Rated 5 out of 5 stars

Fantastic service

Fantastic service. So nice to have a local bank manager who understands our industry and is always at the end of the telephone when you need to get hold of him.
Would thoroughly recommend.

November 6, 2025
Rated 5 out of 5 stars

Oxbury is well reported on Martin…

Oxbury is well reported on Martin Lewis's website, which is always a good recommendation. It has been easy to deposit my funds and equally easy to check. This has been a recent transaction........and I am very satisfied

November 5, 2025
Rated 1 out of 5 stars

Terrible customer service

Unable to contact Oxbury by telephone as I was cut off after a 5 minute wait, I was forced to resort to webchat. It then took 30 minutes for me to receive an answer to a very simple question regarding interest that I am due. Furthermore, I was asked the same security question THREE times. Most frustrating and time consuming and I will not use Oxbury again.

November 12, 2025
Unprompted review
Oxbury Bank Plc logo

Reply from Oxbury Bank Plc

Hello,

We are very sorry that your experience with Oxbury was not satisfactory. At Oxbury we pride ourselves on putting our customers first, and we want the chance to turn this negative experience into a positive one. Please contact us at complaints@oxbury.com and we will try to assist you in any way we can.

Many Thanks,

The Complaints Team

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