UFB Direct Reviews 154

TrustScore 3 out of 5

2.9

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Rated 1 out of 5 stars

As of September 2025, their IT programmers broke tablet functionality. I was given the runaround for 6 months . Today I demanded to speak to a supervisor or 1st VP. I was told it was not within their... See more

Company replied

Rated 1 out of 5 stars

Horrible app and online platform. It takes too long to move money. When you schedule to withdraw your money and move it out of their bank the give no confirmation number and it doesn’t show in schedul... See more

Company replied

Rated 5 out of 5 stars

The UFB Direct gives excellent interest rate on savings that maybe needed later on. Instead of the traditional savings account this is a no-brainer and the tools online to assist you is top no... See more

Rated 5 out of 5 stars

Excellent banking services! Mobile app is simple to use and intuitive. Almost all banking/saving services you might need to complete can easily be done on the mobile app. All this along with one of th... See more

Company details

Information provided by various external sources

UFB Direct invites you to elevate your savings rate with our High-Yield Savings account or our Premium Money Market account.


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2.9

Average

TrustScore 3 out of 5

154 reviews

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Rated 2 out of 5 stars

Deposit problems

1. Five business days to get your transfer deposited to your saving account is ridicule long nova days.
2. Transfer deposit was initiated, over the phone confirmed to be in a process and then canceled without any reason.

August 18, 2023
Unprompted review
Rated 5 out of 5 stars

What’s not to love about 5.25% interest…

What’s not to love about 5.25% interest on a savings account? While it’s annoying to have to switch products every time they lower the rate on the existing account only to offer a higher rate on a different savings account product, it’s easy to do. Just keep an eye on your rate!

August 7, 2023
Unprompted review
Rated 5 out of 5 stars

Simple to do things online/great rates

Simple to do things online. This bank consistently has the best interest rates for checking or money market. The only complaint I have is they don't notify you when interest rates are changing, up or down. We have a lot of money with them, so I check often. They should copy Ally and email a notification of rate changes.

August 17, 2023
Unprompted review
Rated 5 out of 5 stars

Very Pleased with UFB Direct

I have really enjoyed my experience with UFB Direct high-yield savings account. Their app is very user-friendly. I had one issue in my first money transfer after first setting up my account. Their customer service team was very helpful and patient with my concerns, and they corrected the problem right away. I have spread the word of UFB Direct to many of my friends already.

August 28, 2023
Unprompted review
Rated 3 out of 5 stars

Not strong on client relations

I liked UFB Direct initially. They had a good rate on a savings account and it was great, then a few months later, they introduced a new type of savings account, gave it a slightly higher rate, and dropped the rate on my type of account. To get a rate as good as what I had, I would have had to close my account and open this new one. A hassle, plus they didn't tell me about the new account type or that my rate was dropping. Of course, I noticed when I got my statement. Not strong on client relations in my opinion. I moved my money elsewhere to get my interest rate back.

August 11, 2023
Unprompted review
Rated 3 out of 5 stars

High interest highly sneaky.

I am very happy with UFB's high interest rates, but they are very very sneaky about keeping my account up to date once opened. For example, I recently logged on and saw that my savings rate went from 5.02% down to 4.5%, and this was just as the fed had recently raised rates. Upon inquiring, I was able to "convert my account to a new product" paying 5.25%, which I did. Sneaky!

August 16, 2023
Unprompted review
Rated 5 out of 5 stars

This bank is the best. Join now!

This bank is one of the best out there from great rates and quick customer service. It never disappointed me and glad to find this bank than any others out there. Keep up the great work and never change the quality. Thanks

August 28, 2023
Unprompted review

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