Lloyds Bank Insurance Reviews 

8,363
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 3,602 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the pricing is extremely competitive, and they find the digital online application platform simple and very straightforward to navigate. People truly appreciate the knowledgeable staff members who explain insurance policies thoroughly and provide wonderful guidance throughout the entire arrangement process. However, some customers also noted occasional problems with website functionality, such as lost data, technical system errors, and unexpected price increases during policy renewals. A few individuals additionally experienced frustrating technical difficulties, unhelpful automated chat systems, and noticeable service delays when trying to contact support representatives.

What people talk about most

Price

Reviewers highlight positive aspects of price, noting that policies offer great value and competitive rates... See more

User experience

People report positive experiences with user experience, highlighting that the platform is quick, easy to... See more

Service

Customers had positive experiences with service, highlighting the helpfulness and efficiency of the staff... See more

Website

Consumers find the website to be highly efficient, quick, and easy to navigate for purchasing insurance... See more

Staff

Reviewers mention positive feedback about staff, highlighting that employees are consistently helpful,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Application for insurance went smoothly, email confirmation, let’s see how it goes! Good price much cheaper than previous company, I know cheaper doesn’t mean worse but as long as my car is legal for... See more

Company replied

Rated 5 out of 5 stars

When speaking to one of your human operators the process was very easy. Your website was not functioning losing data and wasting a lot of time. When speaking to your operator she understood exactly wh... See more

Company replied

Rated 5 out of 5 stars

Excellent service from start to finish Buying our first home felt overwhelming at times, but Catherine made the whole mortgage process so much easier. She was professional, knowledgeable and in... See more

Company replied

Rated 5 out of 5 stars

The quote process was so easy and clearly presented. The efficiency of the service was excellent in their email confirmation and paper documents sent to my home. The cover was much better and more... See more

Company replied



Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Bank
  4. Home Insurance Agency
  5. Life Insurance Agency

About Lloyds Bank Insurance

Written by the company

Our Home, Car, Life Insurance and Critical Illness cover comes with added reassurance.

We're by your side, every step of the way.

🏠 Home Insurance
Protect your home and we’ll take care of you. Get a Home Insurance Quote
🚗 Car Insurance
Get cover you can rely on with Car Insurance. Get a Car Insurance Quote
💚 Life Insurance & Critical Illness Cover
Protect yourself and get peace of mind. Get a Life Insurance Quote

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

8K reviews

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4.7

All reviews

(8,363)

3,539 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Mainly good

Mainly good, however wasn’t able to access documents for a few days which was concerning at the time.

July 29, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hello John,

Thanks for taking the time to leave us a review.

I'm sorry to hear about the temporary document access issue. I'm glad we managed to get the issue resolved for you.

Please get in touch anytime if you need any assistance and we will help as best we can.

Take care.

Nicola
Lloyds Bank Motor Insurance

Rated 5 out of 5 stars

Expert Pet Cover Knowledge

I spoke to a person who was fully conversant with the policy, this helped us to choose the excess and level of cover for our pet.

July 27, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Mr M Matthews

Thank you for your review and positive feedback.

Regards
Kerry – Lloyds Pet Insurance

Rated 5 out of 5 stars

Easy to compare with other providers

Easy to compare with other providers. Easy to comprehend. Documents arrived quickly.

August 4, 2026
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Reply from Lloyds Bank Insurance

Hi Zita,

We are so glad to hear that you found it easy to compare and understand everything. We also appreciate you noting the quick delivery of your documents. Thank you for your positive feedback!

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Easy to use

Easy to use, fast and efficient. 10/10

August 10, 2026
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Reply from Lloyds Bank Insurance

Hello,

We love to see feedback like yours - thank you.

It's great to hear you found our service easy to use, fast, and efficient for you.

Have a great day!

Nicola
Lloyds Bank Motor Insurance

Rated 5 out of 5 stars

Good price

Everything i needed on my insurance for a very reasonable price

August 10, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hello DJH,

Thanks for taking the time to leave us a review.

It's great to hear that you found everything you needed for your insurance at a very reasonable price.

Thanks for choosing us!

Nicola
Lloyds Bank Motor Insurance

Rated 5 out of 5 stars

Car insurance

Best Price quoted.

August 10, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hello Elizabeth,

Thanks for taking the time to leave us a review.

It's great to hear you received a good price from us for your car insurance this year.

Have a lovely day!

Nicola
Lloyds Bank Motor Insurance

Rated 4 out of 5 stars

Found your website easy to use .

Found your website is to use . I actually saved money against the renewal quote i was sent from Lloyds originally .

July 28, 2026
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Reply from Lloyds Bank Insurance

Hello Dave,

Thanks for taking the time to leave us a review.

It's great to hear that you found our website easy to use and that you were able to save money on your renewal.

Have a great day!

Nicola
Lloyds Bank Motor Insurance

Rated 5 out of 5 stars

Simple online process

The cost of the insurance was competitive.
The online process was easy, even for me.
Uploading the proof of NCB was straightforward.

August 4, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hello John,

We love to see feedback like yours - thanks for letting us know.

It's great to hear that you found our insurance costs competitive and the online process easy to navigate.

Thanks for choosing us!

Nicola
Lloyds Bank Van Insurance

Rated 5 out of 5 stars

Excellent service mutch appreciated

Excellent service mutch appreciated

July 22, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Graham,

We're so glad to hear you appreciated our service! Your positive feedback truly means a lot to us.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Very easy to take out the insurance

Very easy to take out the insurance, very competitive price compared with the company I am currently with. would recommend LLoyds

August 10, 2026
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Reply from Lloyds Bank Insurance

Hi Gary,

We're so pleased to hear that you found it easy to get insurance with us and that our price was competitive. Thank you for recommending us!

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Confidence in the service.

I insure my car with Lloyds and have confidence in the service they give so I've insured my house as well with them. I feel I have peace of mind with them.

July 24, 2026
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Reply from Lloyds Bank Insurance

Hi Glo,

We are delighted to hear you have confidence in our service for both your car and home insurance. It's wonderful to know you feel peace of mind with us.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

My Lloyds bank agent

My Lloyds bank agent, I think his name is Abdul, explained the policy fully so I understood and all the fine points were covered. The policy was exactly what I needed and cost was reasonable
I cant remember the exact date.

July 1, 2026
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Reply from Lloyds Bank Insurance

Hi Lynne and Peter,

We're delighted to hear that our colleague provided such a clear and comprehensive explanation of the policy, ensuring all your needs were met at a reasonable cost. Thank you for sharing your positive experience!

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Easy

Easy to use and follow even for a technaphob like me

July 24, 2026
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Reply from Lloyds Bank Insurance

Hi Paul

Thanks for the feedback!

It's great to hear that you found the quote easy to follow online.

If you ever need anything, please get in touch.

Take care,
Anthony
Lloyds Bank Motor Insurance

Rated 5 out of 5 stars

Excellent service.

On line service easy to navigate.

July 27, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Michael,

Thanks for the feedback!

It's great to hear that the online service was easy for you to navigate.

It's great to have you on board.

George
Lloyds Bank Motor Insurance

Rated 1 out of 5 stars

Terrible service, awful coms, comical insurance company

Insured through Lloyds because I wanted greater protection for bikes etc so payed a premium for the insurance.

I had a flood in my kitchen early this year, fast forward today still not resolved, absolutely terrible communication. Every time you call it's a hour wait that's if the call doesn't drop. No way of seeing any updates online as the site is garbage. Only way you can communicate is through emails to the claims adviser that takes two weeks to return with pointless drivel I can only assume to delay or confuse their customers.

A word of warning if you are retired I would steel well clear, if this were my parents they would have given up and paid to have the repairs themselves,maybe that's Lloyds business model I don't know.

Anyway now I need to push this on to the insurance ombudsman due to Lloyds negligence(fyi raised it to Lloyds complaints and they have already paid me compensation, so they know they are useless).

I don't like giving bad reviews but seriously I've never dealt with a company this poor.

August 8, 2026
Unprompted review
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi NJ,

We appreciate you taking the time to share your detailed feedback regarding your recent claim experience. We are truly sorry to learn about the significant difficulties you have encountered with the resolution of your kitchen flood, particularly the prolonged delays and communication issues. We understand your frustration with the lengthy call wait times and the challenges you faced trying to get updates online. We also acknowledge your concerns about the effectiveness of email communication with your claims adviser. We take your comments about our service very seriously, and we are actively reviewing our processes to ensure we are providing the level of support our customers expect, especially given the premium you paid for enhanced protection.

We have contacted you for more details so we can assist you with any further queries. Where possible, please include your policy number as the reference number.

Please note the email you receive will be from Trustpilot and not Lloyds Bank.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Very straightforward and a good quote

Very straightforward and a good quote

July 24, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Jane,

We're so pleased to hear that you found our process straightforward and that you received a good quote. Thank you for your positive feedback!

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 4 out of 5 stars

Staff.

Staff.
I M however very disoppointed, with your policy of not lending to older persons.
I have a Lloyds codtomerfor more than 30yres.
Yet due to my age I was unable to get a loan.

August 2, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Gloria,

We appreciate you sharing your experience and are sorry to hear about your disappointment regarding our lending policy. We understand your frustration, especially as a long-standing customer.

If you are wanting to make a complaint then please give us a call on 0800 072 3572. If you’re calling from outside the UK, call us on +44 1733 462 267.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Easy process online

Easy process online, excellent product. Expensive but quality always is. Thank you

August 3, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Mrs Pitt,

Thank you for your wonderful review! We're so pleased to hear that you found the online process easy and are happy with the quality of our product. We appreciate your understanding that quality often comes with a price.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

Lloyds Insurance application Procedure

It was a very easy system to complete. I appreciated that every decision I made in my application was checked to make curtain that I had understood what I was signing up for. Thank you

August 1, 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Claire,

We're so glad to hear that our system was easy for you to navigate and that our checks provided clarity during your application process. Your positive feedback is greatly appreciated!

Kind regards,
Tracy – Lloyds Bank Home Insurance.

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