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RAC Car Insurance Reviews 

19,001
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 12,249 reviews, reviewers overwhelmingly had a great experience with this company. Consumers note that the digital platform is very simple to navigate, making it straightforward to compare quotes and secure coverage. People frequently highlight the competitive pricing and reasonable costs that provide great value compared to other options. Some reviewers were not happy with unexpected and steep price increases when their policies came up for annual renewal. A few other people also felt that navigating the digital system could sometimes be frustrating and overly time-consuming. Consumers occasionally mentioned challenges when trying to adjust policy details or dealing with automated renewal processes.

What people talk about most

Price

Reviewers mention positive feedback about price, often highlighting reasonable quotes and savings compared to... See more

Service

Customers consistently note positive experiences with service, highlighting that policy renewals and car... See more

User experience

Reviewers highlight positive aspects of user experience, noting that the website and app are easy to navigate... See more

Website

Consumers find website to be positive, highlighting that the platform is very clear, informative, and easy to... See more

Subscription

Clients share positive opinions on subscription, highlighting that the renewal process is very simple and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Price was cheaper than my renewal quote so that was main reason even though was not so much by the time i had to add on the same cover i had before. Been REC member since 2009 so maybe it will remain... See more

Company replied

Rated 4 out of 5 stars

This is the first time I have used RAC for my car insurance. Everything was online and even though I am in my eighties, I found the whole experience pretty easy. I also went back afterwards and mana... See more

Company replied

Rated 4 out of 5 stars

It seemed to be a fairly good price from a company I was comfortable with. You can only tell if an insurance company is good when you make a claim though, hence only four stars!

Company replied

Rated 5 out of 5 stars

All went smoothly, despite car insurance being very much a distress purchase. Worthwhile to keep self snd named drivers covered, c/w RAC breakdown assistance. Hoping for an uneventful year.

Company replied


Company details

  1. Insurance Broker
  2. Auto Insurance Agency
  3. Insurance Agency

Written by the company

The RAC has been providing peace of mind to motorists since 1897. We are dedicated to helping drivers across the UK with a wide variety of products. RAC Car Insurance offers drivers quality insurance, from a name you can trust with options to suit your needs. If you like to do everything digitally, RAC Online Car Insurance is for you! View your cover, make changes, or renew — all through your online account, 24/7. Cutting out the call centre makes RAC Online our cheapest car insurance option. If you prefer the reassurance of talking to the team, our standard RAC Car Insurance is a great choice. We’ve been named ‘Moneyfacts Car Insurance Provider of the Year’ five years in a row, so you know you’re in safe hands. Get your quote online today – direct from the RAC.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

19K reviews

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4.4

All reviews

(19,001)

12,158 reviews in the last 12 months

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Rated 5 out of 5 stars

Efficient

Smooth, hassle free renewal transaction.

August 19, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 3 out of 5 stars

didn't explain everything on web page

didn't explain everything on web page, very difficult to find phone number to talk to someone

August 22, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi David,

Thanks for taking the time to share your feedback.

We're really sorry to hear that our website didn't make things clear and that finding a phone number was so tricky. We know how frustrating that can be when you just want to talk to a person. We're always working to make our site easier to use, so your comments are super helpful.

We will be in touch with you to see how we can help and get this sorted for you.

Leanne

Rated 5 out of 5 stars

Easy and helpful renewal

Easy and helpful renewal. All professional and good value.

August 23, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 2 out of 5 stars

Phoned RAC yesterday and was told I…

Phoned RAC yesterday and was told I couldn’t put another car on our insurance, this morning I was told I could, then we went through the whole quote, then I was cut off, nobody got back to me, I tried again, left on hold for what seems like an eternity, then I was cut off again, been with this company for years, can’t believe the way I’ve been treated, absolutely furious 😡

August 26, 2026
Unprompted review
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi,

I’m sorry to hear about this. Getting cut off twice and being left on hold is completely unacceptable. That’s definitely not the service you should expect from us, especially as a long standing customer.

So we can look into this for you, please email your policy details to socialresponders@bglgroup.co.uk. Your case will be dealt with by BISL Limited, who arrange and administer your car insurance policy on behalf of RAC.

Leanne

Rated 5 out of 5 stars

Helpful site

Helpful site, easy to navigate

August 18, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 1 out of 5 stars

Poor service

Unbelievable how they treat loyal customers. Been with them a few years. Never needed them for claims or problems. My renewal just came through. Then they tried to change it.

September 20, 2025
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi Sean,

Thank you for taking the time to share your feedback.

We’re sorry to hear that you were disappointed with your recent renewal experience.

We value the loyalty of our customers and appreciate you bringing your concerns to our attention.

Tahara

Rated 5 out of 5 stars

Fantastic customer service always…

Fantastic customer service always friendly and professional patrol workers

July 18, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, both you and your friend can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

The process was simple and…

The process was simple and straightforwardness and

August 23, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, both you and your friend can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Very easy to navigate web sight had my…

Very easy to navigate web sight had my car insurance sorted in no time

August 22, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 4 out of 5 stars

No issues.

Everything seemed to go smoothly. Price was reasonable - up on last year though. App seems to work fine. You only know how good insurance is when you claim. Hopefully that will not happen.

August 20, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

It was easy to renew

August 18, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 3 out of 5 stars

I would of liked to of spoken to a…

I would of liked to of spoken to a human and not a robot. Apart from that the service was ok

August 18, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi Doug,


Thank you for taking the time to leave your feedback. We’re pleased to hear that, apart from this, you found the service to be okay. We’re sorry to hear that you would have preferred to speak with a member of our team rather than use our automated service.

We understand that sometimes speaking to a person is important, and we appreciate you sharing your experience with us. We’ll take your feedback on board as we continue to improve our service.


Many thanks,
Kirsty

Rated 5 out of 5 stars

Car Insurance Renewal

It was straight forward and Hassle free.
A Decent Price

August 18, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 4 out of 5 stars

Good experience overall 8/10

Good experience overall. Answered some small questions that I i had and heroes me through the navigation where I was struggling. Recommended, most definitely.

June 9, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 1 out of 5 stars

increased insurance premium and…

increased insurance premium and affected no claim discount for a windscreen chip repair!!

Do not use this scam company -blamed
the increase on them using LV as a 3rd party to deliver the services!

May 1, 2026
Unprompted review
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi Eric,

Thank you for taking the time to leave your feedback!

We’re sorry to hear you’re unhappy with the outcome following your windscreen repair.

We understand your frustration regarding the impact on your premium and No Claims Discount.

We’d like to look into this further and will be in touch directly to discuss your concerns and see how we can help.

Please email your policy details to us at socialresponders@bglgroup.co.uk to allow us to get in touch!

Your case will be dealt with by BISL Limited, who arrange and administer your car insurance policy on behalf of RAC.

Thanks Laura

Rated 5 out of 5 stars

Good cover at great price.Easy to sign…

Good cover at great price.Easy to sign up.

August 20, 2026
Unprompted review
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Excellent renewal price and easy to…

Excellent renewal price and easy to renew.

August 23, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 1 out of 5 stars

TERRIBLE

TERRIBLE! I have only just taken out my car insurance with RAC. I wanted to change my named drivers because they wanted (and did) to increase my premium for a no blame no claim accident that he made a claim for a lorry driver who drove into his parked car. I could not get any sense from Live chat.
Could not speak to anyone. They had the cheek to ask if I will automatically renew next year. I CERTAINLY WILL NOT. and will not recommend them.

August 25, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Hello John,

Thank you for taking the time to share your feedback!

We’re sorry to hear about your experience and understand your frustration. This is certainly not the service we aim to provide.

We’d like the opportunity to look into this for you and will be in touch directly to discuss your concerns and see how we can help.

Thanks Laura

Rated 4 out of 5 stars

Ok service for car insurance

Ok service for car insurance

August 18, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, both you and your friend can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Easy to renew my car insurance with RAC…

Easy to renew my car insurance with RAC and the cost was very competitive with hardly any increase from last year unlike other insurance companies.

August 18, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

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