Banner for RAC Car Insurance

RAC Car Insurance Reviews 

18,904
TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 12,249 reviews, reviewers overwhelmingly had a great experience with this company. Consumers note that the digital platform is very simple to navigate, making it straightforward to compare quotes and secure coverage. People frequently highlight the competitive pricing and reasonable costs that provide great value compared to other options. Some reviewers were not happy with unexpected and steep price increases when their policies came up for annual renewal. A few other people also felt that navigating the digital system could sometimes be frustrating and overly time-consuming. Consumers occasionally mentioned challenges when trying to adjust policy details or dealing with automated renewal processes.

What people talk about most

Price

Reviewers mention positive feedback about price, often highlighting reasonable quotes and savings compared to... See more

Service

Customers consistently note positive experiences with service, highlighting that policy renewals and car... See more

User experience

Reviewers highlight positive aspects of user experience, noting that the website and app are easy to navigate... See more

Website

Consumers find website to be positive, highlighting that the platform is very clear, informative, and easy to... See more

Subscription

Clients share positive opinions on subscription, highlighting that the renewal process is very simple and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Price was cheaper than my renewal quote so that was main reason even though was not so much by the time i had to add on the same cover i had before. Been REC member since 2009 so maybe it will remain... See more

Company replied

Rated 4 out of 5 stars

This is the first time I have used RAC for my car insurance. Everything was online and even though I am in my eighties, I found the whole experience pretty easy. I also went back afterwards and mana... See more

Company replied

Rated 4 out of 5 stars

It seemed to be a fairly good price from a company I was comfortable with. You can only tell if an insurance company is good when you make a claim though, hence only four stars!

Company replied

Rated 5 out of 5 stars

All went smoothly, despite car insurance being very much a distress purchase. Worthwhile to keep self snd named drivers covered, c/w RAC breakdown assistance. Hoping for an uneventful year.

Company replied


Company details

  1. Insurance Broker
  2. Auto Insurance Agency
  3. Insurance Agency

Written by the company

The RAC has been providing peace of mind to motorists since 1897. We are dedicated to helping drivers across the UK with a wide variety of products. RAC Car Insurance offers drivers quality insurance, from a name you can trust with options to suit your needs. If you like to do everything digitally, RAC Online Car Insurance is for you! View your cover, make changes, or renew — all through your online account, 24/7. Cutting out the call centre makes RAC Online our cheapest car insurance option. If you prefer the reassurance of talking to the team, our standard RAC Car Insurance is a great choice. We’ve been named ‘Moneyfacts Car Insurance Provider of the Year’ five years in a row, so you know you’re in safe hands. Get your quote online today – direct from the RAC.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

19K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(18,904)

12,076 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Existing RAC travel member.

Easy to complete on line. Satisfied with car insurance price and dealt with no problems.

August 14, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, both you and your friend can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Excellent service as always from RAC

Excellent service as always from RAC. No issues with renewing my annual car insurance. Thank you.

August 15, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Fab service very helpful

Fab service very helpful

March 22, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Trouble free

August 22, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, both you and your friend can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

I decided to change my car insurer…

I decided to change my car insurer following an unexpected and unexplained price rise from my previous insurer. However, I made a mistake when I provided the start date of this new policy and RAC quickly helped me to sort this out. All is now well! Thank you.

August 20, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 4 out of 5 stars

very easy

very easy - wow

August 16, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Searched for car insurance online and…

Searched for car insurance online and RAC came up with a great quote. I followed the link to their site and insuring my car was straight forward. Thank you RAC!!

August 21, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

First class service

First class service

August 16, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 4 out of 5 stars

overall good

February 12, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Hassel free

Hassel free, also a reduction for the policy, thank you RAC.

August 20, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 2 out of 5 stars

I have been unable to contact you by…

I have been unable to contact you by telephone - “no one available at this time….” 5 times so far.
I am still within my 40 days cooling off period and want to make a change to my insurance that SHOULD reduce my premium but for doing it on line you want to charge me an EXTRA £77. Ridiculous!

August 24, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi,

I'm so sorry you've had such a frustrating time trying to reach us. I completely understand your anger, especially when you're within your 14 day cooling off period and facing an extra £77 fee online.

As you have an online only policy, phone support isn't available for these account changes. However, I want to make sure we look into this charge and get your policy updated correctly. We will be in touch with you to see how we can help.

Leanne

Rated 4 out of 5 stars

The transaction went very smoothly.

The transaction went very smoothly.

August 16, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 4 out of 5 stars

Very good experience with RAC buying…

Very good experience with RAC buying car Insurance.
Good service

August 15, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 1 out of 5 stars

Sharp practice.

You tried to take a renewal premium from an expired debit card. Then you charged me £20 because the payment failed. Well duh! Other service providers warn me in advance if a card has expired. What you are doing amounts to sharp practice. I will not renew my motor insurance with you next year.

August 12, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Hi Rick,

Thanks for sharing your feedback with us.

I’m really sorry for the frustration this has caused. We always aim to keep you informed by sending your renewal details in advance, including the card details we have on file. I fully appreciate how annoying it is to face a £20 fee when that payment fails.

We want to get this sorted for you and check what happened here. We will be in touch with you to see how we can help.

Leanne

Rated 5 out of 5 stars

Have been with them for a few years…

Have been with them for a few years now. Renewal price seems to be better than competitors so have stayed with them.

August 15, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Clear and precise information

Clear and precise information

August 21, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, both you and your friend can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

RAC Absolutely Brilliant

RAC Absolutely Brilliant
Renewed Car Insurance was so easy
RAC send details that are on offers
5 Stars

August 21, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Very satisfied with service and price

Very satisfied with service and price

August 21, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

I was given great service by customer…

I was given great service by customer service team and although renewal schedule sent had quotation with high premium,i was given new quotaion with lower premium.

August 15, 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look