Saga Insurance Reviews 

44,940
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 3,622 reviews, reviewers had a great experience with this company. Customers frequently praise the knowledgeable and friendly staff members who provide patient guidance and clear explanations during phone calls. People find the online platforms very straightforward and easy to use when searching for policy details and arranging new coverage. Many individuals feel reassured knowing they can easily speak directly with a human representative instead of navigating endless automated menus. Though some customers experienced challenges, mentioning frustratingly long wait times before anyone answered the phone. Additionally, a few people noted difficulties with communication or failing to understand their specific policy requirements properly.

What people talk about most

Price

Reviewers mention ambiguous feedback about price, highlighting a mix of great deals and unexpected costs.... See more

Customer service

Users describe ambiguous interactions with customer_service, noting a wide split in satisfaction. While many... See more

Service

Customers consistently note ambiguous experiences with service. While many reviewers highlight friendly,... See more

Staff

Customers report positive experiences with staff, highlighting friendly, efficient, and professional... See more

User experience

Clients share positive opinions on user_experience, highlighting a very quick and easy online process with... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Saga offered a good quote. The website was a little difficult (apparently due to a system changeover), so I had to phone Saga the following day to pay and to check a couple of policy details. My call... See more

Company replied

Rated 5 out of 5 stars

The online travel insurance form for Saga was very clear and easy to understand but I had one query. We called the helpline- answered very quickly by James Huck. James listened to my query and con... See more

Company replied

Rated 5 out of 5 stars

A mistake was made in relation to a policy and Hazel Ambler from the underwriting team called. She explained the problem very clearly and confirmed the solution. She we extremely courteous, polite,... See more

Company replied

Rated 5 out of 5 stars

Saga may be a few quid more expensive than other companies, however, you can talk to a real person that speaks clearly. They've always answered any questions I've had, plus I have had to claim on my... See more

Company replied


Company details

  1. Insurance Agency
  2. Auto Insurance Agency
  3. Health Insurance Agency
  4. Home Insurance Agency
  5. Tour Operator

About Saga Insurance

Written by the company

Saga offers an array of products and services exclusively for the over 50s, including insurance, home care, holidays and the UK's best selling monthly magazine.

We will work with you to make things right.

At Saga, we strive to ensure that our customers are treated fairly. If you are dissatisfied with a service or product we have provided, we take your concerns very seriously.

In the first instance, please email us at services.customer-relations@saga.co.uk with any concerns or comments you may have so that your complaint can be dealt with in line with our complaints policy.


Contact info

4.1

Great

TrustScore 4 out of 5

45K reviews

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1-star

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4.1

All reviews

(44,940)

3,541 reviews in the last 12 months

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Rated 5 out of 5 stars

Saga staff were helpful and explained…

Saga staff were helpful and explained the process well. I was very happy with the transaction

July 30, 2026
Saga Insurance logo

Reply from Saga Insurance

Good evening,

We are so pleased to hear that our staff were helpful and clearly explained the process. It's wonderful to know you were very happy with the transaction.

Have a nice day,
Liam

Rated 1 out of 5 stars

They will let you down - avoid

My partner was insured for a safari holiday. He had a bowel cancer diagnosis three weeks before departure. Although the operation could wait until his return, and the surgeon said he was fit to go, they withdrew the insurance. A total disgrace

August 18, 2026
Unprompted review
Saga Insurance logo

Reply from Saga Insurance

Hi Adrian,

We are sorry to hear about the difficult situation your partner experienced with the insurance for their safari holiday.

We understand how frustrating and disappointing this must have been, especially given the circumstances.

If you would like to discuss this matter further, please come and chat with us by going to www.saga.co.uk/chat and our team will be happy to help. Please note, our opening times are 09:00-17:00 Monday to Friday and 09:00-13:00 on Saturdays on webchat.

However, you can still leave us a message outside of these times and providing you have given an email, we will always get back to you when we are next available.

Kind Regards

James

Rated 5 out of 5 stars

Simple friendly understanding

Simple friendly understanding

August 18, 2026
Saga Insurance logo

Reply from Saga Insurance

We are pleased to hear that you find our service simple, friendly and understanding. Thank you for your feedback.

Kind regards
Kieron

Rated 4 out of 5 stars

Too long on phone

All normal procedures but too long on phone to renew 45 minutes!

August 8, 2026
Saga Insurance logo

Reply from Saga Insurance

Hi Pat,

We understand your time is valuable and we regret the extended wait.

We are always working to improve our phone service efficiency.

Kind Regards

James

Rated 5 out of 5 stars

Easy to deal with

Easy to deal with. No call centre. Standard English with no funny accents.

August 18, 2026
Saga Insurance logo

Reply from Saga Insurance

Hi Graham,

We're so glad to hear you found our service easy to use and appreciate your positive feedback! Thank you for sharing your experience.

Have a nice day,
Liam

Rated 5 out of 5 stars

Worth Getting a Quote

I like that you can fix the policy for 3 year. Always seem to get back to you very quickly. The price is very competitive with other companies. Have not had to worry I was paying to much for my insurance when it comes to renew.

August 18, 2026
Saga Insurance logo

Reply from Saga Insurance

Hi Alan,

We're so pleased to hear you appreciate the ability to fix your policy for three years and that our response times have been quick. It's wonderful to know you find our pricing competitive and that you feel confident about your insurance costs at renewal. Thank you for your positive feedback!

Have a nice evening,
Liam

Rated 5 out of 5 stars

Comprehensive Travel Insurance Policy

It was quite an easy process to complete my application for Annual Travel insurance and the policy covered all my needs for what I consider to be a very reasonable price

August 16, 2026
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Reply from Saga Insurance

Hi Gordon,

We are so pleased to hear that applying for your Annual Travel insurance was an easy process and that the policy met all your needs at a very reasonable price. We truly appreciate your feedback!

Have a nice day,
Liam

Rated 3 out of 5 stars

Is it value for money when no claims have been made ?

The charges increased when i took my wife off the policy? And still increased even̈ thou no claims were made for many many years, why are we paying for other peoples claims?very unfair! Saga not on there own doing this!)

August 1, 2026
Saga Insurance logo

Reply from Saga Insurance

Hi Clifford,

We appreciate you sharing your concerns regarding the increase in your policy charges, especially after removing a named driver and having a long claims-free history.

We understand how frustrating unexpected price changes can be, and we want to assure you that we consider all feedback seriously.

If you would like to discuss this matter further, please come and chat with us by going to www.saga.co.uk/chat and our team will be happy to help. Please note, our opening times are 09:00-17:00 Monday to Friday and 09:00-13:00 on Saturdays on webchat.

However, you can still leave us a message outside of these times and providing you have given an email, we will always get back to you when we are next available.

Kind Regards

Rated 1 out of 5 stars

You increased our policy by over 50%…

You increased our policy by over 50% this year , I made a formal complaint to be given a valid explanation not just we changed underwriters I heard nothing I contacted you again to insist you contacted me before the renewal date. Again I have been totally ignored I notice now when we contact you we are passed to an overseas call centre. Who are unable to forward concerns . This will be our last year with you. The service and increases are totally unacceptable

July 25, 2026
Unprompted review
Saga Insurance logo

Reply from Saga Insurance

Hi Tina,

Thank you for taking the time to leave your review.

I am sorry to hear about your frustration regarding the policy increase and the difficulties you've experienced in getting a clear explanation and a response from us.

I understand how concerning it is when you feel ignored, especially after making a formal complaint and requesting contact before renewal.

We aim to provide clear communication and I regret that we have fallen short in your case, particularly with the concerns about our call centre services.

If you would like to discuss this matter further, please come and chat with us by going to www.saga.co.uk/chat and our team will be happy to help. Please note, our opening times are 09:00-17:00 Monday to Friday and 09:00-13:00 on Saturdays on webchat.

However, you can still leave us a message outside of these times and providing you have given an email, we will always get back to you when we are next available.

Kind Regards

James

Rated 5 out of 5 stars

Save money give them a go

When had problems with the site they was only a call away. For less money a month I got far better cover.

August 15, 2026
Saga Insurance logo

Reply from Saga Insurance

Hi Heidi,

We're so pleased to hear that we were readily available to assist you when you needed us and that you found our coverage to be excellent value. Thank you for your kind words!

Have a nice evening,
Liam

Rated 5 out of 5 stars

My application was not difficult to…

My application was not difficult to make and was successfully approved

August 18, 2026
Saga Insurance logo

Reply from Saga Insurance

Hi Mrs Crory,

We're so happy to hear that your application process was smooth and successful. We appreciate your positive feedback!

Have a nice evening,
Liam :)

Rated 5 out of 5 stars

A decent experience

A better experience than some other insurance web sites. Good cover at a competitive price.

August 12, 2026
Saga Insurance logo

Reply from Saga Insurance

Hi there,

We're so pleased to hear you had a better experience with our website and found our coverage to be good and competitively priced. Thank you for your kind words!

Have a nice day,
Liam :)

Rated 1 out of 5 stars

Very, very annoyed at the situation i experienced.The insurance documents I requested…

The insurance documents I requested over the phone to be sent to me by e-mail did not arrive,I spoke to Saga every day during week commencing the 4th August. Without any success .Ridiculous situation.

August 4, 2026
Saga Insurance logo

Reply from Saga Insurance

Hi David,

I am sorry to hear about the difficulties you experienced in receiving your insurance documents via email, and the frustration this caused over several days.

If you would like to discuss this matter further, please come and chat with us by going to www.saga.co.uk/chat and our team will be happy to help. Please note, our opening times are 09:00-17:00 Monday to Friday and 09:00-13:00 on Saturdays on webchat.

However, you can still leave us a message outside of these times and providing you have given an email, we will always get back to you when we are next available.

Kind Regards

James

Rated 1 out of 5 stars

I had an attempted break in

I had an attempted break in, so I went online to start a claim that took me 30 minutes trying to put my address in so I rang a telephone number for claims.
I was transferred to the claims department after nine minutes where my Insurance was checked. I told this lady what the problem was the doors locks had been broken.
I was then told I had to ring another number which gave me the contents team.
Who then passed me onto the Saga buildings claim team.
Here I was told that for lock replacement you have to pay the basic buildings cover XS of £300 and a £50 excess for locks.
What a waste of time.

August 6, 2026
Unprompted review
Saga Insurance logo

Reply from Saga Insurance

Hi Alan,

I am sorry to hear about the frustrating experience you had when trying to report your attempted break-in and subsequent claim process.

I understand how disheartening it must be to go through such a lengthy and complicated process, especially after an unsettling incident.

If you would like to discuss this matter further, please come and chat with us by going to www.saga.co.uk/chat and our team will be happy to help. Please note, our opening times are 09:00-17:00 Monday to Friday and 09:00-13:00 on Saturdays on webchat.

However, you can still leave us a message outside of these times and providing you have given an email, we will always get back to you when we are next available.

Kind Regards

James

Rated 5 out of 5 stars

Car Insurance

I found Saga Car Insurance excellent.
Extremely helpful Customer Service who listened instead of keep interrupting !
I finalised the policy to my needs and received all documents within a week by post as I am a techno phobe.

July 16, 2026
Saga Insurance logo

Reply from Saga Insurance

Hi Ian,

We are so pleased to hear that you found our customer service to be excellent and that our team listened to your needs. It's wonderful that we could help you finalize your policy and that you received your documents promptly.

Have a nice evening,
Liam :)

Rated 5 out of 5 stars

Really good service

Their website is helpful even with several complex medical issues, and the person I spoke to for clarification was excellent.

August 11, 2026
Saga Insurance logo

Reply from Saga Insurance

Hi Richard,

We are so pleased to hear that our website was helpful and that our team provided you with excellent clarification for your medical issues. Thank you for your kind words!

Have a nice day,
Liam

Rated 5 out of 5 stars

Need patience with medical conditions

Just think a person would be easier for those of us not technically inclined!

August 17, 2026
Saga Insurance logo

Reply from Saga Insurance

Hi there,

We appreciate your feedback and understand that a more personal approach could be helpful for those less tech-savvy.

Have a nice day,
Liam

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