Klarna Reviews 519,321

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the convenience of splitting payments into manageable installments, which helps them afford desired items and manage their budgets effectively. Many appreciate the flexibility in choosing payment plans and the option to extend due dates, making the service reliable and stress-reducing. The app is consistently praised for being easy to use, navigate, and for providing clear breakdowns of payments and reminders. However, some customers also noted issues with automatic payments and occasional rejections of payments. A few people expressed dissatisfaction with the company's policy regarding late payments, stating that even a slight delay could negatively impact their credit reports.

What people talk about most

Payment

Reviewers highlight positive aspects of payment. Many customers appreciate the flexibility of paying for... See more

User experience

People report positive experiences with user experience, finding the app easy to navigate and use. Many... See more

Service

Clients share positive opinions on service, often highlighting its convenience and reliability. Many... See more

Application

Customers had positive experiences with the app. Many reviewers describe it as "amazing" and "the best... See more

Product

Reviewers mention positive feedback about the product, highlighting its convenience for purchasing items with... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I really like Klarna, but I wish I loved it. For some reason, they do not deserve a five-star review, perhaps because they make things a little harder for their customers when it comes to getting cred... See more

Company replied

Rated 4 out of 5 stars

Great to be able to pay in 4 easy payments that come right out of my account! My only issue has been receiving assistance with what turned out to be a scam retailer

Company replied

Rated 5 out of 5 stars

The fact that you all give me enough time to make my payment and also offer payment extension. I appreciate you not lessening my spending but I also thank you for everything just because my bills catc... See more

Company replied

Rated 5 out of 5 stars

I love Klarna. It’s so reliable and supports me to be able to afford items with a plan. It is flexible in having later payments by extending this or allowed to pay in advance if possible. I think it c... See more

Company replied


Company details

  1. Payment Service
  2. Financial Institution

Written by the company

Klarna is the AI-powered global payments and commerce network, on a mission to make shopping smarter and more flexible. Trusted by over 111 million shoppers, Klarna processes 2.9 million transactions daily, providing payment solutions that empower consumers and drive merchant growth. With Klarna, shoppers have the freedom to pay their way—in full, later, or through financing—providing flexibility while seamlessly connecting merchants with high-intent shoppers driving conversions and customer satisfaction. More than 790,000 merchant partners—including Uber, H&M, Saks, Sephora, Macy’s, IKEA, Expedia Group, Nike, and Airbnb—leverage Klarna’s payment options, and marketing solutions to enhance the shopping experience and build long-term customer loyalty. From payments to personalized shopping, Klarna is shaping the future of commerce. Klarna was founded in Stockholm, Sweden and now has offices in Stockholm, London, New York, Berlin and many more. We offer products and services to consumers and retailers within payments, social shopping, and personal finances. Learn more at Klarna.com


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

519K reviews

5-star
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Rated 5 out of 5 stars

Wonderful couldn’t do nothing without…

Wonderful couldn’t do nothing without Klarna

January 13, 2026
Klarna logo

Reply from Klarna

Thank you so much for the lovely words, Nicole! It means a lot to know that Klarna plays such an important role in your shopping experience. We're always here for you 💙

Klarna Team

Rated 5 out of 5 stars

Super experience

Super experience

April 28, 2026
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Reply from Klarna

Hi Alla. Thank you so much for your wonderful feedback! We’re thrilled to hear you had a super experience with Klarna. If you ever need anything or have any questions, we’re always here for you. Thanks for choosing us! 😊

Rated 5 out of 5 stars

Its a great with klarna when it comes…

Its a great with klarna when it comes fast hopefully i would get my purchase fast

April 28, 2026
Klarna logo

Reply from Klarna

Hi, thank you for the great review! We're so glad to hear that you're enjoying your experience with Klarna. We hope your purchase arrives quickly too. Happy shopping. 😊

Rated 5 out of 5 stars

Very realistic and not a scam 🤷🏾‍♀️

Great overall good for after use and helps save money really recommend just don't tell people I use tho 👎🏾

April 5, 2026
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Reply from Klarna

Thank you for the great review, Kendalall! We're so happy to hear that Klarna helps you save money and that you'd recommend us. Your secret is safe with us 💙

Klarna Team

Rated 5 out of 5 stars

Great service

Great service

April 28, 2026
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Reply from Klarna

Thank you for your lovely feedback, Luke. We're really happy to hear that you've experienced great service with Klarna. Your kind words mean a lot to us and we're always here whenever you need us. Happy shopping!😊

Klarna Team

Rated 5 out of 5 stars

Nice

Nice, thank you so much

April 10, 2026
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Reply from Klarna

Hi Melin, we really appreciate you taking the time to leave such a kind review! It's wonderful to have you as part of the Klarna community.
Klarna Team

Rated 1 out of 5 stars

I called Klama and explained that my…

I called Klama and explained that my account had been hacked and my bank had put a hold on all transactions. Klama sent my account to a collection agency which will probably affect my credit rating. I am disappointed to say the least.

April 20, 2026
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Reply from Klarna

Hi Nina, we do want to apologize for the negative experience related to this as this definitely can be a stressful situation. If any orders have been sent to a debt collection agency, we do encourage you to contact the agency as they can assist you with payments if this is not related to unauthorized purchases made through your Klarna account. If this is not the case, please contact us via chat at app.klarna.com/login.

Rated 1 out of 5 stars

I have had trouble with a company that…

I have had trouble with a company that I no longer am safe doing business with I reported the company’s fraudulent and I do not want to move further with this company and have tried to stop payment and cancel the services and Klarna is still approving the purchase payment I want to make sure this does not happen again I do not feel safe working with that company I need a manager now

April 28, 2026
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Reply from Klarna

Hi Nausha, we do want to apologize for the stress related to your order and if you have reached out to our team about the issue, someone will reach out to you as soon as possible to gather details so that we can resolve the issue to ensure a better experience going forward. Please be on the lookout for further communication from our specialist team. If you still have any questions or need assistance, we're available via chat at app.klarna.com/login.

Rated 4 out of 5 stars

Sometimes not clear on returns

Sometimes not clear on returns. it should be posted always for clarity. Outside of that i really enjoy.using Klarma.

April 28, 2026
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Reply from Klarna

Thank you for your honest feedback, Sheila! We appreciate you taking the time to share this with us. We understand that having clear information about returns is important, and this has been noted. We're glad to hear you're enjoying Klarna overall and we'll keep working to make your experience even better. 😊

Rated 5 out of 5 stars

I love Klarna because give me the…oportunity to buy in dome stores like Burlington

I love Klarna because give me the oportunity to buy in good stores and have an easy and convenience form of patment.

April 11, 2026
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Reply from Klarna

Thank you so much for the wonderful review, Mayra! We're thrilled to hear that you love using Klarna and find our payment options easy and convenient. It's great to know you're enjoying shopping at your favorite stores with us. We truly appreciate your kind words 💙

Klarna Team

Rated 5 out of 5 stars

Good

Good
Really good service

April 28, 2026
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Reply from Klarna

Hi Lorena, we definitely appreciate the kind words about how good our service is at checkout! Have a nice day 😊

Rated 1 out of 5 stars

Your way to communicate suck

Your way to communicate suck. No live person to talk to when you have an issue.

April 28, 2026
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Reply from Klarna

Hello there. Thank you for taking the time to share your feedback with us. We're sorry to hear about your frustration with our communication and the difficulty in reaching a live person when you need help. We completely understand how frustrating that must be, especially when you have an issue that needs resolving. You deserve clear, helpful support from a real person, and we're sorry we've fallen short of that.
Please feel free to contact our customer support team at https://www.klarna.com/international/customer-service/ and they will be happy to assist you personally. Thank you for your patience and understanding!

Rated 5 out of 5 stars

Love the Klarna app

April 28, 2026
Klarna logo

Reply from Klarna

Hi Laura, thank you so much for the wonderful review! We're thrilled to hear that you love the Klarna app. Your support means a lot to us. Thank you for being part of Klarna!

Klarna Team

Rated 5 out of 5 stars

Great service!!

April 28, 2026
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Reply from Klarna

Hi Annie, thank you so much for the fantastic review! We're thrilled to hear you're enjoying our great service. Feel free to reach out to us anytime you need 😊

Rated 5 out of 5 stars

Love this app

Love this app

April 28, 2026
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Reply from Klarna

Thank you for the lovely feedback, Francisco! We're so happy to hear that you're enjoying the Klarna app. We appreciate your support. Should you ever need anything, we are always here to help. 😊

Rated 5 out of 5 stars

Very helpful financial place where…

Very helpful financial place where people can buy easily anything and also conveniently pay by installment

April 28, 2026
Klarna logo

Reply from Klarna

Hi Rama, it's great to hear that we can help when it comes to financing the things you want with our wonderful installment options. Thank you for sharing your feedback with us!

Rated 5 out of 5 stars

Service

Good service and quality

April 28, 2026
Klarna logo

Reply from Klarna

Thank you for your lovely review, Anne! We are so happy to hear that you are satisfied with our service and quality. We look forward to continuing to provide you with a great experience. If you ever need anything, we are always here for you.

Klarna Team

Rated 5 out of 5 stars

Great service

Great service always handy to have incase of emergencies

April 28, 2026
Klarna logo

Reply from Klarna

Hi Mr Charles, thank you so much for your lovely review! We're glad to know that Klarna has been a handy and reliable option for you. It's great to hear we can be there when you need us most and If you ever need anything, we're always here to help.

Rated 5 out of 5 stars

Everything is almost easier

Everything is almost easier, don’t need to do anything in foreign countries, just pay with Klarna.

April 5, 2026
Klarna logo

Reply from Klarna

Hi Said, thank you for the lovely feedback! We're so glad to hear that Klarna makes your shopping experience easier, no matter where you are. Your satisfaction is our priority. Happy shopping. 😊

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