Klarna Reviews 519,272

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the convenience of splitting payments into manageable installments, which helps them afford desired items and manage their budgets effectively. Many appreciate the flexibility in choosing payment plans and the option to extend due dates, making the service reliable and stress-reducing. The app is consistently praised for being easy to use, navigate, and for providing clear breakdowns of payments and reminders. However, some customers also noted issues with automatic payments and occasional rejections of payments. A few people expressed dissatisfaction with the company's policy regarding late payments, stating that even a slight delay could negatively impact their credit reports.

What people talk about most

Payment

Reviewers highlight positive aspects of payment. Many customers appreciate the flexibility of paying for... See more

User experience

People report positive experiences with user experience, finding the app easy to navigate and use. Many... See more

Service

Clients share positive opinions on service, often highlighting its convenience and reliability. Many... See more

Application

Customers had positive experiences with the app. Many reviewers describe it as "amazing" and "the best... See more

Product

Reviewers mention positive feedback about the product, highlighting its convenience for purchasing items with... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I really like Klarna, but I wish I loved it. For some reason, they do not deserve a five-star review, perhaps because they make things a little harder for their customers when it comes to getting cred... See more

Company replied

Rated 4 out of 5 stars

Great to be able to pay in 4 easy payments that come right out of my account! My only issue has been receiving assistance with what turned out to be a scam retailer

Company replied

Rated 5 out of 5 stars

The fact that you all give me enough time to make my payment and also offer payment extension. I appreciate you not lessening my spending but I also thank you for everything just because my bills catc... See more

Company replied

Rated 5 out of 5 stars

I love Klarna. It’s so reliable and supports me to be able to afford items with a plan. It is flexible in having later payments by extending this or allowed to pay in advance if possible. I think it c... See more

Company replied


Company details

  1. Payment Service
  2. Financial Institution

Written by the company

Klarna is the AI-powered global payments and commerce network, on a mission to make shopping smarter and more flexible. Trusted by over 111 million shoppers, Klarna processes 2.9 million transactions daily, providing payment solutions that empower consumers and drive merchant growth. With Klarna, shoppers have the freedom to pay their way—in full, later, or through financing—providing flexibility while seamlessly connecting merchants with high-intent shoppers driving conversions and customer satisfaction. More than 790,000 merchant partners—including Uber, H&M, Saks, Sephora, Macy’s, IKEA, Expedia Group, Nike, and Airbnb—leverage Klarna’s payment options, and marketing solutions to enhance the shopping experience and build long-term customer loyalty. From payments to personalized shopping, Klarna is shaping the future of commerce. Klarna was founded in Stockholm, Sweden and now has offices in Stockholm, London, New York, Berlin and many more. We offer products and services to consumers and retailers within payments, social shopping, and personal finances. Learn more at Klarna.com


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

519K reviews

5-star
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Rated 5 out of 5 stars

kindness

well they have helped me out many times with small..issues and were very patient with me and nice and the made me feel i was important .. while addressing my issues thank you for helping with my orders and the payment plans you offer and letting me pay over time i appreciate you all ...

April 28, 2026
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Reply from Klarna

Hi Indy, thank you for sharing your experience! We're really glad that our team has been able to help you and that you've had a positive experience with our payment plans. We wish you a nice day!

Klarna Team

Rated 5 out of 5 stars

allowed me to budget the purchase

allowed me to budget the purchase, also like the opertunity to pay early

April 28, 2026
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Reply from Klarna

Hi Craig! Thank you for your review. We're glad to hear that Klarna helps you budget your purchases and that you appreciate the flexibility to pay early.

Klarna Team

Rated 5 out of 5 stars

This site just helps me so much love…

This site just helps me so much love the way no interest is taken love everything about this site

April 1, 2026
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Reply from Klarna

Hi Bev! It means a lot to know that you love using Klarna and that our interest free options make a real difference for you.

Klarna Team

Rated 4 out of 5 stars

Just good service

Just good service

April 28, 2026
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Reply from Klarna

Thank you for the kind words, Stuart! We're glad to hear you're having a good experience with Klarna 😊

Rated 5 out of 5 stars

It helps me pay bit by bit what i…

It helps me pay bit by bit what i usually couldn’t afford in one go.just keep the amount you are spending within your budget range.

March 30, 2026
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Reply from Klarna

Hi Sharon! Thank you for your wonderful review. We're so glad that Klarna helps you manage your purchases by paying bit by bit. And what great advice to always keep spending within your budget range. Responsible spending is something we truly value too.

Klarna Team

Rated 5 out of 5 stars

Very smooth and easy process to access…

Very smooth and easy process to access Klarna payments, app is great! Klarna as a service has been so helpful to me with small emergencies and spreading out larger payments into affordable installments.

April 28, 2026
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Reply from Klarna

Hi. Thank you so much for this great review! Smooth, easy, helpful with emergencies and affordable installments, that's exactly why we're here! Thanks for choosing Klarna.

Rated 5 out of 5 stars

Good and reliable credit Institute

Good and reliable credit Institute. I sincerely recommend ❤️❤️❤️❤️❤️

April 28, 2026
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Reply from Klarna

Hi Raoul. Thank you so much for the recommendation! Good, reliable and sincerely recommended, that means the world to us! Thanks for choosing Klarna. ❤️

Rated 5 out of 5 stars

I like that easy way of payment in…

I like that easy way of payment in there installments.

April 28, 2026
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Reply from Klarna

Hi Stefanos. Thank you for your review! Easy installment payments is exactly what we're here for! Thanks for choosing Klarna.

Rated 5 out of 5 stars

best bank

best bank. Never had trouble or problems.

April 28, 2026
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Reply from Klarna

Hi Stefan. Thank you! Never any trouble or problems is the best thing we can hear! Thanks for choosing Klarna.

Rated 5 out of 5 stars

Perfect

Perfect
I love klarna

April 28, 2026
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Reply from Klarna

Hi Yeshua, thank you for your review. We like hearing that you love Klarna!

Klarna Team

Rated 5 out of 5 stars

*****…

when i had problem with a seller klarna helped resolve the issue, and klarna has been excellent and and a god send to me 👍🏼👍🏼👍🏼👍🏼

April 28, 2026
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Reply from Klarna

Hi Peter. Thank you so much for this wonderful review! 😊 Helping resolve issues with sellers is exactly what we're here for! Thanks for choosing Klarna.

Rated 5 out of 5 stars

KLARNA, great experience

I really like using KLARNA, allows me to budget well and spend with total confidence.

April 28, 2026
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Reply from Klarna

Hi Danny. Thank you for your review! Budget well and spend with confidence is exactly what we want to offer! Thanks for choosing Klarna.

Rated 5 out of 5 stars

With prices going up daily

With prices going up daily, its a huge help for my family. especially around the holidays. i have no complaints.

April 28, 2026
Klarna logo

Reply from Klarna

Hi Brittney. Thank you for your review! Being a huge help for you, means the world to us. No complaints is the best compliment! Thanks for choosing Klarna.

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