Wise  Reviews 287,921

TrustScore 4.5 out of 5

4.3

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the service for its ease of use, speed of transfers, and excellent exchange rates, often noting that it's much more affordable than traditional banks. Many consumers appreciate the clear communication and efficient process, making it simple to send and convert money internationally. People also highlight the attentive customer service and the continuous improvements to their services. However, some people mentioned issues with payments, particularly regarding transfers being put on hold or experiencing delays. A few customers also expressed dissatisfaction with customer service, citing unhelpful responses or difficulties in resolving specific problems, such as account access issues or discrepancies in transactions.

What people talk about most

Payment

Customers consistently note ambiguous experiences with payment. Many praise the ease and convenience of... See more

User experience

Users describe positive interactions with the user experience, often highlighting its ease of use,... See more

Service

Consumers find service to be positive, highlighting its efficiency, speed, and reasonable fees for transfers,... See more

Price

Reviewers highlight positive aspects of price, with many praising the excellent exchange rates and reasonable... See more

Customer service

Clients share ambiguous opinions on customer service. Many reviewers express significant frustration, citing... See more

Based on these reviews

Rated 4 out of 5 stars

AMAZING service with VERY reasonable fees for wire transfers! No more worries about having to go to the bank and get charged an arm and a leg. Service is not always as fast as bank wires but if same d... See more

Rated 4 out of 5 stars

In the end the transfer went easy and fast. However, when it came to choosing the bank from the list you offer, my favorite bank - the German GLS Bank - was not among them. Though it is one of the... See more

Rated 4 out of 5 stars

As a newcomer lot to read. Searched to transfer Euros, suddenly I had an account in Belgium. Anyway - safeguard is understandable and its transaction had been quick and reliable

Company replied

Rated 5 out of 5 stars

Wise are consistently great in my experience. They have great prices. Really easy interfaces and just excellent clear communications. There are lots of crooks or quasi crooks in finance and lots of... See more


Company details

  1. Financial Institution
  2. Money Transfer Service

About Wise

Written by the company

160+ countries. 40+ currencies. Money without borders.

Visit Wise
Contact Us

Contact info

  • 1st Floor Worship Square 65 Clifton Street London , EC2A 4JE, London, United Kingdom

  • wise.com

4.3

Excellent

TrustScore 4.5 out of 5

288K reviews

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Rated 1 out of 5 stars

Bad app, just use revolut

Tried to update my data, couldn't do it, app just doesn't let you

Tried to do a transfer, had to wait 6 days to be able to report that something is wrong
First answer was that i didn't include a detail, which I actually did
Second answer was to complete personal information wich I already dis like 10 time
Bad app, use revolut

April 17, 2026
Wise  logo

Reply from Wise

Hello Alvaro,

Thank you for reaching out and sharing your feedback with us.

We're truly sorry to hear about the frustration you've experienced with your data updates and the delay with your transfer.

It sounds like you've been stuck in a repetitive loop with support, and we completely understand why you'd feel like switching to another service; this certainly isn't the experience we want for you.

Since the app hasn't been saving your personal information updates, we recommend trying to complete the process through a web browser instead, as this often resolves persistent app-related bugs.

For the transfer delay, please double-check that all required details were submitted, as even a minor missing piece of information can sometimes cause these hold-ups.

If you have a question about a specific transfer, we'd be more than happy to take a closer look. For that, please don’t hesitate to contact us at https://wi.se/help , or send us a DM on X, Facebook, or Instagram. We're here for you and your money.

Wise

Rated 2 out of 5 stars

hard to know what went wrong

hard to know what went wrong. no explanation!

April 20, 2026
Wise  logo

Reply from Wise

Hi David,

Thank you for taking the time to leave a rating. We’re sorry to see that your experience wasn't what you expected. Since we don't have many details here, we’d love the chance to learn more about what happened and how we can make it right.

If you mean deactivation, note that our team never close an account without reason, and it usually happens when there’s been a breach of our Terms of Use Agreement: https://wi.se/accountdeactivation

For more help, feel free to contact us here: http://wi.se/help, or via our social media platforms. We'll be happy to assist.

Wise

Rated 1 out of 5 stars

Wise refused to refund my money!

(WISE KEEPING MY MONEY!)
After more than 3 months passed, Wise has refused to refund my money. That means now Wise has control over my money, they could use it whatever they like. Saying bye~ to my hard-earned money.

(RIDICULOUS REGULATIONS!)
I highly feel skeptical about their regulations. They're regulated unlogically. This is how they're regulated.

1. They could close your account anytime without telling you the reason. Say if you paid for a business account, out of a sudden they could tell you that you violated their customer agreement and proceed to close your account. Of course, you could never get back the money that you paid to open your business account. So be aware!

2. They actually have control over your money. Yes you hear me right, they're able to deduct and refund your money without giving you any notice and trace. When you contact them, all they gonna tell you is that your money is subjected to reversal. In additional to that, they have the right to reject giving you the refund. So how is your money then? Say goodbye to it, forever!

3. Their customer support is pretty useless. They couldn't help you as much as you think. They're not able to tell you the reason of why your account is deactivated, why your money is refunded and where is your money. Even the customer team lead says the same thing, so give up you wouldn't get any help!

(DO NOT USE WISE!)
Look for alternatives, Wise is not a safe way to hold and move your money. Their regulations help them to steal your money legally. Wise is a licensed scammer. Trust your bank, not them. I will try to forward my complaint to Ombudsman.

Best of luck for those who are going to try Wise!

April 22, 2026
Unprompted review
Rated 1 out of 5 stars

I had an extremely disappointing…

I used my Wise card to pay for a digital service that resulted in significant financial loss after serious problems with the service and repeated charges related to the same project.

The charges were made across two different credit cards, and I submitted documentation to support the dispute.

My complaint was originally based on the service issues and the financial loss involved. However, during the dispute process, an additional problem became clear: the amount later referenced by the service provider did not match the total amount actually charged to me.

This discrepancy was identified during the case review and raised even more concern about how the matter was being handled.

What made the situation worse was Wise’s response. Instead of properly addressing the evidence and acting with the expected diligence, Wise gave a generic answer and failed to take meaningful action.

Another financial institution, under the same card network, reviewed the same documentation and promptly issued provisional credits while the case was being assessed. Wise did not.

In a case involving substantial charges, documented service issues, and later-confirmed inconsistencies, Wise showed no real urgency or willingness to deal with the dispute properly.

Very disappointing experience.

April 20, 2026
Unprompted review
Wise  logo

Reply from Wise

Hey, Alexandre!

Thanks for sharing your experience with us. To begin with, we'd like to assure you that we take all such reports seriously and investigate them to the fullest extent. Along the way, we might need to ask for additional clarification, as well as recommend contacting the merchant or the service for more info.

The reason for this is because there can be some instances where there could have been some miscommunication with the merchant or service, or the additional charges could be explained by their internal policies. From our end, we aren't able to cancel any agreements or subscriptions there might have been with them, which is why it's best to consult their support for more info, as well as for the means for cancelling any agreements you don't wish to continue with.

These steps are vital to improve a dispute's success rate with the card processor.

However, if the merchant/service is unresponsive or uncooperative on the matter, then our team will be able to look into additional options. For this, please reply back to our emails on the matter with screenshots of the conversations, and we'll advise on further steps.

We have more info on this here: https://wi.se/howtoreportfraud and our support team is also on hand to help: https://wi.se/help

Wise

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