Swinton Insurance Reviews 

48,513
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 6,459 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the official website is very straightforward, user-friendly, and easy to navigate when setting up new policies. People also deeply appreciate the very competitive prices offered and the extremely helpful staff members who cheerfully guide them through every single step of the process. Some reviewers were not happy with customer service, noting issues like unhelpful online agents, long wait times, and incorrect information recorded on their policy documents. Consumers additionally mentioned that reaching a human assistant by phone or chat could occasionally prove quite frustrating and complicated.

What people talk about most

Price

People report positive experiences with price, describing rates as reasonable, competitive, and significantly... See more

User experience

Reviewers mention positive feedback about user_experience, highlighting a quick, straightforward, and... See more

Service

Customers consistently note positive experiences with service, highlighting quick, easy, and efficient... See more

Staff

Clients share positive opinions on staff, frequently describing them as friendly, helpful, and professional.... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, as experiences vary significantly. While some... See more

Reviews shaping this summary

Rated 4 out of 5 stars

did online quote but couldn’t purchase due to database issue with registration number. called and sales person sorted quickly and professionally. only given four stars as have two policies running wit... See more

Company replied

Rated 5 out of 5 stars

I always check out several comparison sites for home and car insurance. Renewal quotes are often inflated and my home insurance renewal quote was 25% more than last year. Swinton was much cheaper and... See more

Company replied

Rated 5 out of 5 stars

Great Value & Easy! Really simple online process, no hassle at all. Found them easily on comparison sites—fair price, and I’ve saved £20 compared to my previous insurer! Perfect, straightforward

Company replied

Rated 5 out of 5 stars

Basically it was due to the staff member I spoke to - Brad. He was cheerful, patiently took me through all the procedures, answered my questions & kindly helped me renew the 2 car polices I had with... See more

Company replied


Company details

  1. Insurance Agency

Written by the company

Swinton has been helping people find insurance for 60 years. Back then you would just buy insurance but one man decided to compare lots of prices and pass the savings onto his customers. This honest personal approach is the cornerstone of Swinton today. Going the extra mile for their customers, Swinton offers a wide range of insurance products, taking the time to listen to what their customers need. If you would like to see feedback about our Swinton Pet product, please visit our Trustpilot account https://www.trustpilot.com/review/swinton.co.uk/pet-insurance

Swinton Insurance

Written by the company


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

49K reviews

5-star
4-star
3-star
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1-star

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4.3

All reviews

(48,513)

6,114 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very good customer service from Dave

Very good customer service from Dave.
Thanks Dave. 10/10

August 13, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking the time to leave us a review. We’re delighted to hear that you received very good customer service from Dave and that you would rate your experience 10/10.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards, Tahara @ Swinton Insurance

Rated 5 out of 5 stars

Brilliant company!

Brilliant company!! Been useing these guys 4 year and highly recommend them. Just changed my bike and lad who did it for me helped me throw every step. Thanks for helping me stay legal and a great price. A********* service

August 13, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking the time to leave us such a fantastic review. We’re delighted to hear that you’ve been with us for four years and would highly recommend us. It’s great to know that our team member was able to support you every step of the way when changing your bike, helping you stay legal while providing a great price.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards, Tahara @ Swinton Insurance

Rated 1 out of 5 stars

Don’t do it. Cheap insurance but lots of problems.

Except for Marshmallow insurance this company has to be the worst van insurance ever. There is no way of speaking to anyone unless you want to cancel, even when trying to cancel. They will try everything not to give you back your money including charging you another £65 cancellation fee.
After many emails trying to sort this out by sending all the relevant documentation, which I add have been sent except for a utility bill as I am not a utility holder in the household. I have given them driving license driving license reference number so they can look me up and look at my picture, my personal unique tax reference code confirming my address, last insurance details with my address. Everything I have sent has my address on yet they will not let the Insurance run because I do not have a utility bill. They also keep saying I’m on a direct debit when the insurance was paid in full.
They won’t let me cancel my policy but have emailed me to let me know that if I do not send a utility bill within seven days they will cancel the policy. So if they cancel the policy, surely I don’t have to pay a cancellation fee? Anyway, this is definitely a company. I would not recommend. I’m not even sure that this is the proper Swinton company as it appears they are in South Africa?
It’s true what they say if it’s too good to be true it probably is and you should stay away from it. Cheap Insurance is not worth all this hassle.

August 13, 2026
Unprompted review
Rated 5 out of 5 stars

Very easy fast and helpful

Very easy fast and helpful, and one of the best price ranges for insurance, insured both my current bikes with them and will stick with them for the foreseeable future

August 10, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking the time to leave us a review. We’re delighted to hear that you found our service very easy, fast and helpful, and that you were happy with our competitive pricing. We’re also pleased to know that you’ve insured both of your bikes with us and plan to stay with us for the foreseeable future. We really appreciate your continued support.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards, Tahara @ Swinton Insurance

Rated 5 out of 5 stars

Easy and great price

Easy and great price

August 13, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking the time to leave us a review. We’re delighted to hear that you found the experience easy and were happy with the great price. We really appreciate your positive feedback.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards, Tahara @ Swinton Insurance

Rated 5 out of 5 stars

Clear and concise instructions

Clear and concise instructions. Very competitive price.

August 12, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking the time to leave us a review. We’re delighted to hear that you found our instructions clear and concise and that you were happy with the competitive price. We really appreciate your positive feedback.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards, Tahara @ Swinton Insurance

Rated 5 out of 5 stars

very good price fot home insurance easy…

very good price fot home insurance easy experience

August 12, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking the time to leave us a review. We’re delighted to hear that you found our home insurance competitively priced and that you had an easy experience. We really appreciate your positive feedback.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards, Tahara @ Swinton Insurance

Rated 4 out of 5 stars

Straight forward process

Straight forward process after being directed by compare the market site

August 9, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for leaving us a review!

We are delighted to hear that you found the process so straightforward after being redirected from Compare the Market. Making the journey as simple and seamless as possible is always our goal.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 5 out of 5 stars

the service was great and very helpful…

the service was great and very helpful sorted out a new insurer while i was changing my car and had to cancel my old insurer

August 11, 2026
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Reply from Swinton Insurance

Thank you for your fantastic review!

We’re thrilled to hear that you received great and helpful service, and that we were able to make things easier while you were changing your car and arranging your new insurance.

We really appreciate you taking the time to share your experience and thank you for choosing us!

Thanks Laura

Rated 1 out of 5 stars

It is iniquitous that Swinton want to…

It is iniquitous that Swinton want to charge an extra £80 on the offer, which I had accepted, because someone backed into my stationary car for which they claimed on their insurance, two years and a half yers ago. I made no claim and it wasn’t my fault or accident. Their insurance Admiral paid everything.
Now, they want a £40 cancellation cost/charge.

August 13, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking the time to share your feedback. We're sorry to hear that you were disappointed with your experience and appreciate how frustrating this situation must have been.

We understand your concerns regarding the premium adjustment and subsequent cancellation charge, particularly where the incident you mentioned was non-fault and handled by the third party's insurer. We recognise that this may have felt unfair, and we're sorry that the outcome did not meet your expectations.

I wanted to clarify that when applying for an insurance policy, it is standard practice for insurance companies to check the CUE database to access any claims history. CUE is a central database that holds information on all insurance claims and incident reports made by policyholders. If the information disclosed does not match what the database confirms, we ask for you to contact us to discuss this in more detail. When updating the information to match the CUE database, this can affect the premium you were originally quoted. We apologise if this was not made clear to you during the conversation you had with us.

The £40 administration fee is outlined in our terms of business which is available to view prior to the policy being accepted, but I realise this doesn't make the situation any less frustrating for you.

If you would like to discuss your concerns or log a complaint, please contact us via the link below:

www.swinton.co.uk/contact-us

Kind regards

Chelsea @ Swinton Insurance

Rated 5 out of 5 stars

All my requirements were dealt without…


All my requirements were dealt without any problems

August 12, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking the time to leave us a review. We’re delighted to hear that all your requirements were dealt with without any problems, and we really appreciate your positive feedback.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards, Tahara @ Swinton Insurance

Rated 5 out of 5 stars

The operative was helpful and patient

The operative was helpful and patient, and a very competitive price.

July 24, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking a moment to leave this review. It is wonderful to hear that our representative looked after you with such genuine patience and helpfulness, ensuring you felt fully supported throughout the process. We are also absolutely delighted that our premium offered such a highly competitive price for your budget.
If you have any questions or need any support with your policy, please reach out to the team who will be happy to help.
Kind regards,
Karl @ Swinton Insurance

Rated 5 out of 5 stars

Good value for money

Good value for money
Efficient service

August 11, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your review! We’re delighted to hear that you found our service efficient and our cover good value for money. We really appreciate your feedback!

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out.

Kind regards, Vicky @ Swinton Insurance.

Rated 5 out of 5 stars

Really great service

Really great service, using their website was very straightforward, they beat my renewal quote by £40 so I added the Rac breakdown cover and it all can to less than my old motorbike insurance. Overall very pleased.

August 9, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thanks for taking the time to leave us a review.

It is brilliant to hear that you got such great service and saved £40 on your renewal. We are glad you could add RAC breakdown cover and still pay less than your old motorbike insurance.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 5 out of 5 stars

Good Experience

It was made very easy to organise my car insurance with Swinton.

August 9, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thanks for sharing your review with us.

It's great to hear that you found organising your car insurance so easy.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 5 out of 5 stars

Was so pleased to get the information…

Was so pleased to get the information back with quick response, will tell my friends that you were very competitive with your price.

August 12, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thanks for taking the time to leave us a review.

It's brilliant to hear you got a quick response and were happy with our competitive prices. We're delighted you'll be recommending us to your friends.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 5 out of 5 stars

Friendly and helpful

Friendly and helpful

August 7, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thanks for taking the time to share your feedback.

We are glad to hear that you had a positive experience with us.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 4 out of 5 stars

Easy to arrange

Easy to arrange, good price,

August 8, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking the time to leave us a review!

We are glad to hear that you found our setup process straightforward and were happy with the pricing.

If you have any questions or need any support, please reach out to the team, who will be happy to help.

Kind regards,
Leanne @ Swinton Insurance

Rated 2 out of 5 stars

Additional hidden charges

When seeking quotes for my Insurance, I was extremely frustrated with the way your website opens up with a number of additionally costed options in some cases for what would normally be included in any normal insurance quote i.e. full windscreen repair was extra . This approach is not disimilar to that when booking an airline seat for £1 and by the time you’ve added it on your seat reservation your luggage and your security access it cost £1000. In my opinion this is slightly underhand and shouldn’t be conducted by a company with as much history as yours.

August 11, 2026
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for your feedback. I sincerely apologise for the frustration you experienced with our website's quote process. I understand that the presentation of additional cost options, such as full windscreen repair, felt underhand to you however I can assure you this is not our intention. We have 3 levels of cover and each have different features which is why we provide the table on our website so our customers can choose which is fit for their needs.

Kind regards,

Michelle @ Swinton Insurance

Rated 4 out of 5 stars
Swinton Insurance logo

Reply from Swinton Insurance

Thank you for taking the time to leave us a review. We’re pleased to hear that you’re happy with the products and found them to be good value for money.

If you have any further questions or need assistance with your insurance, please don't hesitate to reach out. Our team will be happy to help.

Kind regards,
Rachel @ Swinton Insurance

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