XS Direct Car Insurance UK 

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Rated 1 out of 5 stars

Almost everyone has exposed this scam insurance company in their reviews, detailing how it has deceived them through various tactics. Unfortunately, I had a similar experience. In April 2021, I was i... See more

Rated 1 out of 5 stars

Do not use this company!!! My goodness! They are awful. After 3 years of having very minor accident, they sent me letter saying I am owing them £1700!!! 2 days later I receive a letter from debt colle... See more

Rated 1 out of 5 stars

Be careful this company .I got accident on January 2016 and didnt reveive any email from XS direct saying whose liability it is . After more than 5 years they sent me email saying they pay third part... See more

Company replied

Rated 1 out of 5 stars

Worst company for sure so fraudulent. I pay grands for insurance for someone to come WRONG way around a round about and hit into THE BACK OF me, I took very clear pictures of the collision. I had inve... See more

Company replied

Company details

  1. Insurance Broker

Written by the company

XS Direct is a company with an innovative vision; to provide drivers with cheaper car insurance in exchange for sharing the risk of a claim. We offer lower premiums to drivers in return for sharing the risk of an accident. By paying a lower premium and having a higher excess, our drivers save, and their car insurance premium is guaranteed.


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All reviews

(147)

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Rated 1 out of 5 stars

For gods sake

For gods sake, never ever ever use this company... they are rude, almost abusive in any form of claim, or any form of conversation, they only answer the phone if a payment is required otherwise you are waiting for minimum an hour... unhelpful, horrible people, when something unfortunate happens they absolutely add salt to the wound.

absolutely horrible I am stuck for words.

NEver in my life will I consider these people again... never use a review for places unless it’s positive, but these people are just aweful, set up in a bedroom somewhere in Ireland...

Amature insurance company with limited to no specialist advice, the excess I’m fine with, I signed up to that, it’s the way you are treated in between...

if I could honestly use the word scum without sounding bitter (like they are) I honestly would....

VILE company I urge and beg anybody to stay away... allow them to burn.

Sleepless nights and horrible hour long phone calls, deadlines, but they won’t answer the phone so don’t bother calling them
If you’ve got a job.

little children in the insurance world these... company won’t be here in 10 years...

November 21, 2018
Unprompted review
Rated 1 out of 5 stars

customer service is totally rude and…

customer service is totally rude and the peoples they dont have any sense how to talk with customers
one lady name avon she is the worst lady i have ever seen in my life i think she need a proper medication or should be in the mental hospital.

November 15, 2018
Unprompted review
Rated 1 out of 5 stars

Definitely avoid this company

Definitely avoid this company, they rob you blind, had an accident took 3 years to sort out and they didn’t even send my paperwork to court so had to accept glass value for my car then had to pay excess to them! Spoke to someone called Sean who had vile customer service when I’m trying to sort direct debit out, he put the phone down on me twice, spoke to me like a fool told me to deal with debt collectors if I couldn’t do the direct debit On the day he wanted it to go through, baring in mind I only found out I had to pay this a week ago, basically called me a liar several times, just avoid them, a really bad company. Here’s some advise Sean if you want people to receive your letters actually send them! I am also making a complaint.

November 13, 2018
Unprompted review
Rated 1 out of 5 stars

XS direct are a laughing stock…

XS direct are a laughing stock seriously this company has been set up to outsource all its policies to brokers ect (middle men) who inflate the policies then sell them on to the general public they have no customer service they have nothing but a pot of money that me and you fill up they offer a 30% service for the money you pay stay clear of these money grabbing cowboys seriously avoid like the plauge!!!

March 6, 2018
Unprompted review
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